177 S Allen Rd, Saint Clair, MI 48079 Property Records

St. Clair County property record for 177 S Allen Rd, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (May 2006)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-30-001-1021-000`

Property Details

APN / Parcel Number

Primary APN	`74-30-001-1021-000`

Interior

Full Baths	2 Baths
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	525 ft deep x 83 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	177 S ALLEN RD
City	SAINT CLAIR
State	MI
Zip	48079-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	N 82.5' OF S 742.5' OF W 528' OF NW 1/4 1 A T5NR16E SEC 1
Legal Range	16E
Legal Township	05N
Legal Section	74
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	1
Census Block	1001
Census Tract	640600

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Aug 18, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2006 · Amount on Record
Deed Sale	May 2, 2006 · Amount on Record
Prior Sale	Jan 30, 2006 · Amount on Record
Deed Document Number	20062005060346
Deed Book / Page	3547 / 833
Last Transfer Date	Sep 5, 2024
Transfer Doc	0005742996
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437

Mortgage

Document Number	0005691787
Date	Feb 21, 2024
Book Page	5691/787
Instrument	2024002815

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	911 MILITARY ST, PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 5 ALLEN RD, SOUTHFIELD, MI 48075

Mortgage

Document Number	0005647589
Date	Aug 18, 2023
Book Page	5647/589
Instrument	2023014737

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 17, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 S ALLEN RD, SAINT CLAIR, MI 48079-1437

Mortgage

Document Number	5328466
Date	Mar 3, 2021
Book Page	5328/466
Instrument	2021006167

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	St. Clair Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,900 (+4.17%)	$239,800 (+4.17%)
2025	$2,029.00 (+3.47%) Homeowner's exemption	$115,100 (+17.69%)
2024	$1,961.00 (+14.01%)		$230,200 (+17.69%)
2023		$97,800
2022	$1,720.00		$195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

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