191 River Valley Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 191 River Valley Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,550 sqft · built 1962
Lot Size	0.417 acres (18,151 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Dec 2023)
Tax Bill	$5,264 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0031`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,550 sqft Living Area
Gross Area	3,012 sqft
1st Floor Area	1,368 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	18,151 sqft (0.417 acres)
Lot Dimensions	126 ft deep x 114 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	12 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	191 RIVER VALLEY DR
City	CHESTERFIELD
State	MO
Zip	63017-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 191
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	191
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	215105

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Nov 21, 2017	Deed of Trust, Mortgage CORNERSTONE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on Record
Deed Sale	Dec 20, 2023 · Amount on Record
Prior Sale	Feb 14, 2012 · Amount on Record
Deed Document Number	20231220377
Prior Transfer Date	Oct 11, 2002
Prior Transfer Doc	0000001126
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	191 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630

Mortgage

Document Number	2025101500309
Date	Oct 15, 2025
Instrument	2025101500309

Lender

Name	SCOTT CU
Type	Credit Union
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 20, 2023
Property Address	191 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Document Number	2023122000377
Map Reference	MB 103 PG 82&83
Instrument Date	Dec 15, 2023
Instrument	2023122000377
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14013 45TH DR SE, SNOHOMISH, WA 98296-7501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630

Mortgage

Document Number	2023122000378
Date	Dec 20, 2023
Instrument	2023122000378

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	191 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Document Number	0227962999
Book / Page	022796 / 002999
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	191 RIVER VALLEY DR CHESTERFIELD MO 630172630, CHESTERFIELD, MO 63017-2630

Mortgage

Document Number	0227962999
Date	Nov 29, 2017
Book Page	022796/002999
Instrument	502

Lender

Name	CORNERSTONE MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 28, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,190 (-) Land $45,490 Building $38,700	$443,100 (-) Land $239,400 Building $203,700
2025	$5,264.00 (+0.98%)	$84,190 (+6.83%) Land $45,490 Building $38,700	$443,100 (+6.82%) Land $239,400 Building $203,700
2024	$5,213.00 (+4.26%)
2023	$5,000.00 (+13.35%)	$78,810 (+23.86%) Land $28,310 Building $50,500	$414,800 (+23.86%) Land $149,000 Building $265,800
2022	$4,411.00	$63,630 Land $24,260 Building $39,370
2021			$334,900 Land $127,700 Building $207,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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