188 River Valley Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 188 River Valley Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1962
Lot Size	0.389 acres (16,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Dec 2019)
Tax Bill	$4,712 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16Q-54-0204`

Property Details

APN / Parcel Number

Primary APN	`16Q-54-0204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	2,770 sqft
1st Floor Area	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2013
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,950 sqft (0.389 acres)
Lot Dimensions	118 ft deep x 108 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	252 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	188 RIVER VALLEY DR
City	CHESTERFIELD
State	MO
Zip	63017-2630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	RIVER BEND ESTATES 1ST ADDITION LOT 188
Legal Subdivision	RIVER BEND ESTATES 1ST ADDITION
Legal Lot Number	188
Jurisdiction	ST LOUIS MO
Township / Civil Division	MARYLAND HEIGHTS
Census Block Group	2
Census Block	2012
Census Tract	215105

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2019	Warranty Deed, Transfer BANK OF SPRINGFIELD
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF SULLIVAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Jul 16, 2015
Deed Document Number	2019680
Deed Book / Page	23832 / 4057
Prior Transfer Date	Sep 27, 2013
Prior Transfer Doc	0215942595
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 13, 2019
Property Address	188 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Document Number	0238324057
Book / Page	023832 / 004057
Instrument Date	Dec 6, 2019
Instrument	680
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 RIVER VALLEY DR CHESTERFIELD MO 630172630, CHESTERFIELD, MO 63017-2630

Mortgage

Document Number	238324060
Date	Dec 13, 2019
Book Page	023832/004060
Instrument	681

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62703

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	188 RIVER VALLEY DR, CHESTERFIELD, MO 63017-2630
Document Number	0225062143
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 RIVER VALLEY DR CHESTERFIELD MO 630172630, CHESTERFIELD, MO 63017-2630

Mortgage

Document Number	0225062143
Date	May 2, 2017
Book Page	022506/002143
Instrument	333

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,310 (-) Land $44,950 Building $30,360	$396,400 (-) Land $236,600 Building $159,800
2025	$4,712.00 (-2.44%)	$75,310 (+3.16%) Land $44,950 Building $30,360	$396,400 (+3.18%) Land $236,600 Building $159,800
2024	$4,830.00 (+4.25%)
2023	$4,633.00 (+6.85%)	$73,000 (+16.71%) Land $27,990 Building $45,010	$384,200 (+16.71%) Land $147,300 Building $236,900
2022	$4,336.00	$62,550 Land $23,980 Building $38,570
2021			$329,200 Land $126,200 Building $203,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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