191 Pine Ridge Dr, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 191 Pine Ridge Dr, Guilderland, NY 12084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,156 sqft · built 1963
Lot Size	0.736 acres (32,058 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jul 2007)
Tax Bill	$8,382 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.10-1-32`

Property Details

APN / Parcel Number

Primary APN	`013089 40.10-1-32`
Alternative APNs	`308904001000010320000000` `04001000010320000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,156 sqft Living Area
1st Floor Area	2,156 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	32,058 sqft (0.736 acres)
Lot Dimensions	200 ft deep x 160 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	576 sqft
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04001000010320000000
Street Address	191 PINE RIDGE DR
City	GUILDERLAND
State	NY
Zip	12084-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 191
Legal Subdivision	MAP #2 PINE HAVEN HILLS
Legal Block	1
Legal Lot Number	32.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1001
Census Tract	14617

Owner

191 Pine Ridge Dr is owned and occupied by two individuals who bought it in July 2007.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 PINE RIDGE DR, GUILDERLAND, NY 12084-9768
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on File
Deed Sale	Jul 3, 2007 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20079988415
Deed Book / Page	2889 / 117
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	191 PINE RIDGE DR, GUILDERLAND, NY 12084-9768
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 PINE RIDGE DR, GUILDERLAND, NY 12084-9768

Mortgage

Document Number	0000008333
Date	Aug 5, 2022
Instrument	R2022-18333

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jul 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	191 PINE RIDGE DR, GUILDERLAND, NY 12084-9768
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002634
Date	Jun 11, 2018
Instrument	R2018-12634

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	May 11, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 191 Pine Ridge Dr was $8,382, up 0.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,382.00 (+0.14%)
2025	$8,370.00	$285,000 Land $57,000 Building $228,000	$380,000 Land $76,000 Building $304,000
2023		$285,000 (-) Land $57,000 Building $228,000	$335,294 (+7.06%) Land $67,059 Building $268,235
2022		$285,000 Land $57,000 Building $228,000	$313,187 Land $62,637 Building $250,550
2021	$7,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pine Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures