186 Pine Ridge Dr, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 186 Pine Ridge Dr, Guilderland, NY 12084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,298 sqft · built 1972
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Aug 2007)
Tax Bill	$13,707 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013089 40.10-2-8`

Property Details

APN / Parcel Number

Primary APN	`013089 40.10-2-8`
Alternative APNs	`308904001000020080000000` `04001000020080000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,298 sqft Living Area
1st Floor Area	1,358 sqft
2nd Floor Area	1,940 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	433 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	766 sqft
Porch	Slab
Porch Area	300 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04001000020080000000
Street Address	186 PINE RIDGE DR
City	GUILDERLAND
State	NY
Zip	12084-9767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 186
Legal Subdivision	PINE RIDGE DRIVE
Legal Block	2
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	1
Census Block	1001
Census Tract	14617

Owner

186 Pine Ridge Dr is owned and occupied by two individuals who bought it in August 2007.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	186 PINE RIDGE DR, GUILDERLAND, NY 12084-9767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2007 · Amount on File
Deed Sale	Aug 21, 2007 · Amount on File
Prior Sale	Aug 21, 2007 · Amount on File
Deed Document Number	200710020767
Deed Book / Page	2894 / 620
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	186 PINE RIDGE DR, GUILDERLAND, NY 12084-9767
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	QUICKSILVA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007505
Date	Aug 12, 2020
Instrument	R2020-17505

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 186 Pine Ridge Dr was $13,707, up 0.1% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,707.00 (+0.05%)
2025	$13,700.00	$474,000 Land $95,000 Building $379,000	$632,000 Land $126,667 Building $505,333
2023		$474,000 (-) Land $95,000 Building $379,000	$557,647 (+7.06%) Land $111,765 Building $445,882
2022		$474,000 Land $95,000 Building $379,000	$520,879 Land $104,396 Building $416,483
2021	$11,711.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 186 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 186 Pine Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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