191 Mill St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 191 Mill St, Winchendon, MA 01475

Property Summary

Property Type	Apartments (5+ Units)
Details	7 bd · 5 ba · 4,468 sqft · built 1860
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$500,000 (Apr 2023)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Jan 2024 Refinance Apr 2023 Sale & Mortgage + 1 more
APN	`WINC M:5A2 B:0 L:100`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5A2 B:0 L:100`
Alternative APN	`WCDN M:5A2 B:0 L:100`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	17 Rooms
Units	5 Units
Stories	2 Stories
Building Area	4,468 sqft Living Area
Gross Area	7,487 sqft
Basement Area	1,729 sqft
Unfinished Basement	1,729 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	191 MILL ST
City	WINCHENDON
State	MA
Zip	01475-1150
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Lot Number	100
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	4
Census Block	4002
Census Tract	701102

Owner

Source: Worcester County and Winchendon Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	191 MILL ST, WINCHENDON, MA 01475-1150
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Apr 21, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage KWIK BUY REALTY LLC
Aug 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Aug 8, 2014 · Amount on Record
Deed Book / Page	69046 / 122
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	191 MILL ST, WINCHENDON, MA 01475-1150
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070087-117
Date	Jan 11, 2024
Book Page	70087/117
Instrument	2602

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHENDON MA
Recording Date	Apr 21, 2023
Property Address	191 MILL ST, WINCHENDON, MA 01475-1150
Document Number	069046-122
Book / Page	69046 / 122
Instrument Date	Apr 17, 2023
Instrument	30524
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 CARTER FIELD RD, NORTH ANDOVER, MA 01845-1144

Mortgage

Document Number	0000030527
Date	Apr 21, 2023
Instrument	30527

Lender

Name	KWIK BUY REALTY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	191 MILL ST, WINCHENDON, MA 01475-1150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	63121-318
Date	Aug 27, 2020
Book Page	63121/318
Instrument	97367

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,158.00 (-2.14%)	$353,900 (+4.46%) Land $31,800 Building $322,100
2024	$4,249.00 (-2.79%)	$338,800 (+3.86%) Land $30,500 Building $308,300
2023	$4,371.00	$326,200 Land $29,800 Building $296,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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