Worcester County and Winchendon Town property record for 176 Mill St, Winchendon, MA 01475
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 2,291 sqft · built 1880 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $417,000 (Dec 2025) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Dec 2022 Sale & Mortgage + 2 more |
| APN | WINC M:5A2 B:0 L:130 |
| Primary APN | WINC M:5A2 B:0 L:130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,291 sqft Living Area |
| Gross Area | 3,708 sqft |
| Basement Area | 782 sqft |
| Unfinished Basement | 782 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 176 MILL ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1149 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Lot Number | 130 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 701102 |
176 Mill St, a duplex, is owned and occupied by an individual who bought it in December 2025.
Source: Worcester County and Winchendon Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 10, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
| Dec 5, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jan 7, 2022 | Quit Claim Deed, Transfer |
| Oct 20, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Prior Sale | Dec 5, 2022 · Amount on File |
| Deed Book / Page | 72944 / 219 |
| Prior Transfer Date | Dec 9, 2025 |
| Prior Transfer Doc | 072944-219 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Dec 10, 2025 |
| Property Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 072944-219 |
| Book / Page | 72944 / 219 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 107772 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 0000107773 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 107773 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 072944-243 |
|---|---|
| Date | Dec 10, 2025 |
| Book Page | 72944/243 |
| Instrument | 107774 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Dec 5, 2022 |
| Property Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 068565-117 |
| Book / Page | 68565 / 117 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 128687 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 0000128688 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 128688 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 068565-138 |
|---|---|
| Date | Dec 5, 2022 |
| Book Page | 68565/138 |
| Instrument | 128689 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 193 Months |
| Due | Jan 1, 2039 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Jan 7, 2022 |
| Property Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 066906-217 |
| Book / Page | 66906 / 217 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2525 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 HIGHLAND AVE, FITCHBURG, MA 01420-3411 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Oct 20, 2021 |
| Property Address | 176 MILL ST, WINCHENDON, MA 01475-1149 |
| Document Number | 66334-340 |
| Book / Page | 66334 / 340 |
| Instrument Date | Oct 20, 2021 |
| Instrument | 147217 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 DEBBIE DR, LEOMINSTER, MA 01453-4962 |
The 2025 property tax bill for 176 Mill St was $3,848, up 0.8% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 (+0.81%) | $327,500 (+7.59%) Land $33,200 Building $294,300 | $405,998 |
| 2024 | $3,817.00 (+43.12%) | $304,400 (+52.96%) Land $31,800 Building $272,600 | |
| 2023 | $2,667.00 | $199,000 Land $31,100 Building $167,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 176 Mill St.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 176 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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