191 Middle Rd, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 191 Middle Rd, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,092 sqft · built 1998
Lot Size	2.24 acres (97,662 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2019)
Tax Bill	$9,120 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Dec 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R14 B:0000 L:0013D`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R14 B:0000 L:0013D`
Alternative APN	`NBRY M:0R14 B:0000 L:0013D`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,092 sqft Living Area
Gross Area	6,599 sqft
Basement Area	1,604 sqft
Unfinished Basement	802 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,662 sqft (2.24 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	191 MIDDLE RD
City	BYFIELD
State	MA
Zip	01922-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	NEWBURY
Legal Lot Number	13D
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	5
Census Block	5022
Census Tract	269100

Owner

Source: Essex County and Newbury Town records · APN NEWB M:0R14 B:0000 L:0013D

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	191 MIDDLE RD, BYFIELD, MA 01922-2707
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Line of Credit INSTITUTION FOR SAVINGS NEWBURYPORT
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Apr 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Dec 18, 2001 · Amount on Record
Deed Document Number	2019970
Deed Book / Page	37473 / 446
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	191 MIDDLE RD, NEWBURY, MA 01922-2707
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040602-466
Date	Dec 22, 2021
Book Page	40602/466
Instrument	20211222005920

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	191 MIDDLE RD, NEWBURY, MA 01922-2707
Transaction Type	Mortgage
Record Updated	Jan 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040602-449
Date	Dec 22, 2021
Book Page	40602/449
Instrument	20211222005910

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	191 MIDDLE RD, NEWBURY, MA 01922-2707
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37849-300
Date	Sep 17, 2019
Book Page	37849/300
Instrument	20190917003470

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Apr 30, 2019
Property Address	191 MIDDLE RD, NEWBURY, MA 01922-2707
Document Number	37473-446
Book / Page	37473 / 446
Instrument Date	Apr 26, 2019
Instrument	20190430000970
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 MIDDLE RD, NEWBURY, MA 01922-2707

Mortgage

Document Number	190430000980
Date	Apr 30, 2019
Instrument	190430000980

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	May 01, 2026

Tax Assessment & Valuation

Source: Essex County and Newbury Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,120.00 (+5.78%)	$1,224,200 (+9.05%) Land $394,100 Building $830,100	$1,124,420
2024	$8,622.00 (-2.39%)	$1,122,600 (+10.19%) Land $349,700 Building $772,900
2023	$8,833.00	$1,018,800 Land $308,300 Building $710,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 28 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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