186 Middle Rd, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 186 Middle Rd, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,025 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Jun 2019)
Tax Bill	$7,431 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R23 B:0000 L:0026A`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R23 B:0000 L:0026A`
Alternative APN	`NBRY M:0R23 B:0000 L:0026A`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,025 sqft Living Area
Gross Area	6,165 sqft
Basement Area	1,916 sqft
Unfinished Basement	1,916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	186 MIDDLE RD
City	BYFIELD
State	MA
Zip	01922-2708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	26A
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	5
Census Block	5011
Census Tract	269100

Owner

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	186 MIDDLE RD, BYFIELD, MA 01922-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA
Jun 28, 2019	Quit Claim Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC
Nov 8, 2017	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	20196310
Deed Book / Page	37629 / 290
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	186 MIDDLE RD, NEWBURY, MA 01922-2708
Document Number	38277-310
Instrument Date	Jan 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 MIDDLE RD NEWBURY MA 019222708, NEWBURY, MA 01922-2708

Mortgage

Document Number	38277-310
Date	Feb 21, 2020
Book Page	038277/000310
Instrument	21000340

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Jun 28, 2019
Property Address	186 MIDDLE RD, NEWBURY, MA 01922-2708
Document Number	37629-290
Book / Page	037629 / 000290
Instrument Date	Jun 26, 2019
Instrument	1906286310
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,100.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	186 MIDDLE RD NEWBURY MA 019222708, NEWBURY, MA 01922-2708

Mortgage

Document Number	37629-294
Date	Jun 28, 2019
Book Page	037629/000294
Instrument	1906286320

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWBURY MA
Property Address	186 MIDDLE RD, NEWBURY, MA 01922-2708
Document Number	36335-150
Book / Page	036335 / 000150
Instrument Date	Nov 8, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36335-150
Date	Nov 16, 2017
Book Page	036335/000150
Instrument	1711161320

Lender

Name	TD BK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,431.00 (+4.25%)	$997,400 (+7.47%) Land $392,000 Building $605,400	$902,405
2024	$7,128.00 (-1.56%)	$928,100 (+11.12%) Land $348,500 Building $579,600
2023	$7,241.00	$835,200 Land $304,900 Building $530,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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