191 Hilltop Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 191 Hilltop Dr, Gainesville, TX 76240

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,348 sqft · built 2013
Lot Size0.64 acres (27,878 sqft)
OwnerTrust Name on File
Last Sale$1,183,700 (Mar 2024)
Tax Bill$19,649 (2026)
Deeds & MortgagesNov 2021 Mortgage
Mar 2024 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN7707-001-00006

Property Details

APN / Parcel Number

Primary APN7707-001-00006
Alternative APN
  • 14293

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,348 sqft Living Area
Gross Area5,707 sqft
1st Floor Area2,148 sqft
2nd Floor Area1,239 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialCombination
Construction TypeStone
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)

Exterior Amenities

PorchSlab
Porch Area403 sqft
Deck Area42 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Boat AccessBoat Access
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number7707-001-00006
Street Address191 HILLTOP DR
CityGAINESVILLE
StateTX
Zip76240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLTOP ESTATES; LOT 6; SEC 1; ACRES .64
Legal SubdivisionHILLTOP ESTATES
Legal Lot Number6
JurisdictionCOOKE TX
Township / Civil DivisionMUENSTER
Census Block Group2
Census Block2062
Census Tract200

Owner

191 Hilltop Dr is held in a trust since March 2024.

Source: Cooke County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address4000 AUSTIN CIR, SANGER, TX 76266-7332
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2021Deed of Trust, Mortgage
REGIONS BANK
Mar 12, 2024Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN NATIONAL BANK & TRUST
Oct 16, 2018Vendor's Lien, Transfer · Stand-Alone First Mortgage
JAMMO PROPERTIES LP
Oct 16, 2018Vendor's Lien, Transfer · Stand-Alone First Mortgage
JAMMO PROPERTIES LP
Feb 7, 2017Warranty Deed, Transfer
Jun 13, 2013Correction Deed · Conventional Mortgage
NORTHSTAR BANK OF TEXAS
Dec 17, 2012Vendor's Lien, Subdivision Related Transfer
NORTHSTAR BANK OF TEXAS
Nov 15, 2012Warranty Deed, Transfer
Dec 14, 2011Vendor's Lien, Transfer · Line of Credit
NORTHSTAR BANK OF TEXAS
Mar 18, 2009Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2024 · Amount on File
Deed SaleMar 12, 2024 · Amount on File
Prior SaleOct 16, 2018 · Amount on File
Deed Document Number20241704
Deed Book / Page2633 / 112
Prior Transfer DateOct 9, 2018
Prior Transfer Doc002222/053
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOKE TX
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 HILLTOP DR, GAINESVILLE, TX 76240

Mortgage

Document Number002463/608
DateNov 4, 2021
Book Page2463/608
Instrument9882
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
AmountAmount on Record
Term60 Months
DueNov 1, 2026

March 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateMar 12, 2024
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number002633/112
Book / Page2633 / 112
Map ReferenceVOL 5 PG 22
Instrument DateMar 11, 2024
Instrument2024-1704
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4000 AUSTIN CIR, SANGER, TX 76266-7332

Mortgage

Document Number0020241705
DateMar 12, 2024
Instrument2024-1705
Lender
NameAMERICAN NATIONAL BANK & TRUST
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateApr 1, 2027
Change FrequencyMonthly
Min Rate At Change7.5%
Max Rate At Change9.5%
Index1-Year T-Bill
Max Rate13.5%

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateOct 16, 2018
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number002222/053
Book / Page2222 / 053
Map ReferenceCAB A SL 305B
Instrument DateOct 9, 2018
Instrument00086938
Transaction TypeTransfer
Record UpdatedSep 2, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 HILLTOP DR, GAINESVILLE, TX 76240

Mortgage

Document Number0000086939
DateOct 16, 2018
Instrument00086939
Lender
NameJAMMO PROPERTIES LP
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term26 Months
DueDec 1, 2020

October 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateOct 16, 2018
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number002222/053
Book / Page2222 / 053
Map ReferenceCAB A SL 305B
Instrument DateOct 9, 2018
Instrument00086938
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 HILLTOP DR, GAINESVILLE, TX 76240

Mortgage

Document Number0000086939
DateOct 16, 2018
Instrument00086939
Lender
NameJAMMO PROPERTIES LP
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term26 Months
DueDec 1, 2020

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateFeb 7, 2017
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number002115/317
Book / Page2115 / 317
Map ReferenceCAB A SL 305
Instrument DateFeb 7, 2017
Instrument2017-71975
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5609 MUIRFIELD CT, FLOWER MOUND, TX 75022-6491

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 271658, FLOWER MOUND, TX 75027-1658

June 2013: Correction Deed

Document TypeCorrection Deed
JurisdictionCOOKE TX
Recording DateJun 13, 2013
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number001876/311
Book / Page1876 / 311
Map ReferenceCAB A SL305B
Instrument DateJun 4, 2013
Instrument00038696
Record UpdatedJun 2, 2026

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000038698
DateJun 13, 2013
Instrument00038698
Lender
NameNORTHSTAR BANK OF TEXAS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2043

December 2012: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateDec 17, 2012
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number001844/319
Book / Page1844 / 319
Map ReferenceCAB A LS3058
Instrument DateDec 12, 2012
Instrument34152
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 482, ALVORD, TX 76225-0482

Transferred To (Grantee/Buyer)

NameVerified Name
Address5609 MUIRFIELD CT, FLOWER MOUND, TX 75022-6491
InvestorPossibly a Property Investor

Mortgage

Document Number0000034153
DateDec 17, 2012
Instrument34153
Lender
NameNORTHSTAR BANK OF TEXAS
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term12 Months
DueDec 12, 2013

November 2012: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOKE TX
Recording DateNov 15, 2012
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number001839/394
Book / Page1839 / 394
Map ReferenceMB5 PG22
Instrument DateNov 15, 2012
Instrument00033430
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 482, ARGYLE, TX 76226-0482

December 2011: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionCOOKE TX
Recording DateDec 14, 2011
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number001779/517
Book / Page1779 / 517
Map ReferenceCAB A SL 305B
Instrument DateDec 9, 2011
Instrument00024683
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNOTE ABAIBLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 592, KRUM, TX 76249-0592
InvestorPossibly a Property Investor

Mortgage

Document Number0000024684
DateDec 14, 2011
Instrument00024684
Lender
NameNORTHSTAR BANK OF TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeLine of Credit
AmountAmount on Record
Term108 Months
DueDec 9, 2020

March 2009: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOKE TX
Recording DateMar 18, 2009
Property Address191 HILLTOP DR, GAINESVILLE, TX 76240
Document Number001627/313
Book / Page1627 / 313
Instrument DateMar 4, 2009
Instrument00001734
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2002 COOPER DR, IRVING, TX 75061-3035

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Living Trust
Address2002 COOPER DR, IRVING, TX 75061-3035

Tax Assessment & Valuation

The 2026 property tax bill for 191 Hilltop Dr was $19,649, up 9.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCooke County
Unified School DistrictSivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,649.00 (+9.59%)$1,657,450 (+9.59%) Land $684,644 Building $972,806$1,657,450 (+9.59%) Land $684,644 Building $972,806
2025$17,930.00 (+25.76%)$1,512,450 Land $664,014 Building $848,436$1,512,450 Land $664,014 Building $848,436
2024$14,257.00
2023$1,014,736 Land $394,383 Building $620,353$1,014,736 Land $394,383 Building $620,353
2022$13,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Hilltop Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2009–2015)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Hilltop Dr is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 68% of Texas
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GAINESVILLE
serves 18,107 people · EPA ID TX0490001
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
400 / 100
Starlink
Satellite
280 / 30
ElektraFi
Fixed Wireless
100 / 20

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