191 E Prospect St, Smithville, OH 44677 Property Records

Wayne County property record for 191 E Prospect St, Smithville, OH 44677

Property Summary

Property Type	Single Family Home
Lot Size	0.167 acres (7,270 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Jun 2017)
Tax Bill	$197 (2025)
Deeds & Mortgages	Jun 2021 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-00454-000`

Property Details

APN / Parcel Number

Primary APN	`33-00454-000`
Alternative APN	`4330-1`

Exterior

Lot Area	7,270 sqft (0.167 acres)
Lot Dimensions	158 ft deep x 46 ft wide
Shed	1 Shed
Shed Area	192 sqft
Canopy	60 sqft

Location & Zoning

Account Number	4330-1
Street Address	191 E PROSPECT ST
City	SMITHVILLE
State	OH
Zip	44677-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 154 46' W 1/2 &E1/2 VAC ALY MP 4 CD 473
Legal Subdivision	J S PAULS ADDITION
Legal Lot Number	154
Jurisdiction	WAYNE OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2013
Census Tract	900

Owner

Source: Wayne County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Transfer on Death Deed, Transfer
Dec 28, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit WAYNE COUNTY COMMUNITY FCU
Jun 21, 2017	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2017 · Amount on Record
Deed Sale	Jun 21, 2017 · Amount on Record
Prior Sale	Jun 28, 2013 · Amount on Record
Deed Document Number	20177165
Deed Book / Page	858 / 1905
Record Updated	Sep 20, 2026

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAYNE OH
Recording Date	Jun 21, 2021
Property Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Document Number	0000008125
Book / Page	926 / 4673
Map Reference	VOL 1 PG 256
Instrument Date	Jun 17, 2021
Instrument	202100008125
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015833
Date	Dec 28, 2020
Book Page	919/139
Instrument	202000015833

Lender

Name	PNC BANK NA
Type	Bank
Address	WOOSTER, OH 44691

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Document Number	0000010137
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E PROSPECT ST SMITHVILLE OH 446779301, SMITHVILLE, OH 44677-9301

Mortgage

Document Number	0000010137
Date	Sep 21, 2018
Book Page	000888/005749
Instrument	10137

Lender

Name	WAYNE COUNTY COMMUNITY FCU
Address	PO BOX 214, SMITHVILLE, OH 44677-0214

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 20, 2038

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Jun 21, 2017
Property Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Document Number	0000007165
Book / Page	858 / 1905
Map Reference	VOL 1 PG 256
Instrument Date	Jun 16, 2017
Instrument	201700007165
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 E PROSPECT ST, SMITHVILLE, OH 44677-9301

Mortgage

Document Number	0000007166
Date	Jun 21, 2017
Instrument	201700007166

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
County Subdivision	Green Township
Municipality	Smithville Village
Unified School District	Green Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$197.00 (-8.37%)	$5,030 (-) Land $4,940 Building $90	$14,380 (-) Land $14,120 Building $260
2024	$215.00 (-0.46%)	$5,030 (-) Land $4,940 Building $90	$14,380 (-) Land $14,120 Building $260
2023	$216.00 (+16.76%)	$5,030 (+30.99%) Land $4,940 Building $90	$14,380 (+30.97%) Land $14,120 Building $260
2022	$185.00	$3,840 Land $3,770 Building $70
2020			$10,980 Land $10,780 Building $200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE VILLAGE PWS serves 1,232 people · EPA ID OH8503512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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