178 E Prospect St, Smithville, OH 44677 Property Records

Wayne County property record for 178 E Prospect St, Smithville, OH 44677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1992
Lot Size	0.294 acres (12,798 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (May 2026)
Tax Bill	$2,006 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`33-00206-000`

Property Details

APN / Parcel Number

Primary APN	`33-00206-000`
Alternative APN	`2192-8`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	2,384 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	12,798 sqft (0.294 acres)
Lot Dimensions	160 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	2192-8
Street Address	178 E PROSPECT ST
City	SMITHVILLE
State	OH
Zip	44677-9301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 80' MP 18 CD 228
Legal Subdivision	QUINCY A KIEFFERS ADD
Legal Lot Number	28
Jurisdiction	WAYNE OH
Township / Civil Division	GREEN
Census Block Group	2
Census Block	2014
Census Tract	900

Owner

Source: Wayne County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Apr 18, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on Record
Deed Sale	May 15, 2026 · Amount on Record
Prior Sale	Jun 17, 1992 · Amount on Record
Deed Document Number	20264916
Deed Book / Page	988 / 2805
Prior Transfer Date	Apr 17, 2023
Prior Transfer Doc	0000003496
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	May 15, 2026
Property Address	178 E PROSPECT ST, SMITHVILLE, OH 44677-9301
Document Number	0000004916
Book / Page	988 / 2805
Instrument Date	May 12, 2026
Instrument	20264916
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	AMERICA TITLE, AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 E PROSPECT ST, SMITHVILLE, OH 44677-9301

Mortgage

Document Number	0000004917,
Date	May 15, 2026
Instrument	20264917

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WAYNE OH
Recording Date	Apr 18, 2023
Property Address	178 E PROSPECT ST, SMITHVILLE, OH 44677
Document Number	0000003496
Book / Page	952 / 1902
Map Reference	VOL 1 PG 263
Instrument Date	Apr 12, 2023
Instrument	202300003496
Transaction Type	Transfer
Record Updated	May 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Wayne County
County Subdivision	Green Township
Municipality	Smithville Village
Unified School District	Green Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,006.00 (-5.51%)	$60,660 (-) Land $13,220 Building $47,440	$173,330 (-) Land $37,780 Building $135,550
2024	$2,123.00 (-1.07%) Homeowner's exemption Senior Citizen's exemption	$60,660 (-) Land $13,220 Building $47,440	$173,330 (-) Land $37,780 Building $135,550
2023	$2,146.00 (+24.77%) Homeowner's exemption Senior Citizen's exemption	$60,660 (+31.02%) Land $13,220 Building $47,440	$173,330 (+31%) Land $37,780 Building $135,550
2022	$1,720.00 Homeowner's exemption Senior Citizen's exemption	$46,300 Land $10,090 Building $36,210
2020			$132,310 Land $28,840 Building $103,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHVILLE VILLAGE PWS serves 1,232 people · EPA ID OH8503512
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures