Ashtabula County property record for 191 E Main St, Geneva, OH 44041
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,720 sqft · built 1970 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on Record |
| Last Sale | $174,729 (Jul 1998) |
| Tax Bill | $6,998 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-012-00-047-00 |
| Primary APN | 20-012-00-047-00 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,720 sqft Gross Area |
| 1st Floor Area | 2,720 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| View / Lot | Central Business District |
| Canopy | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 191 E MAIN ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1348 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | 1 N OF MAIN |
| Legal Block | 3 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 802 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 460169, HOUSTON, TX 77056-8169 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 1998 · Amount on Record |
| Deed Sale | Jul 10, 1998 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,998.00 (+25.26%) | $85,790 (-) Land $18,940 Building $66,850 | $245,100 (-) Land $54,100 Building $191,000 |
| 2023 | $5,587.00 (+8.91%) | $85,790 (-) Land $18,940 Building $66,850 | $245,100 (-) Land $54,100 Building $191,000 |
| 2022 | $5,130.00 | $85,790 Land $18,940 Building $66,850 | |
| 2020 | $245,100 Land $54,100 Building $191,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1980–1986) |
| Most Recent Claim | Jun 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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