120 E Main St, Geneva, OH 44041 Property Records

Ashtabula County property record for 120 E Main St, Geneva, OH 44041 · Last verified June 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details6,888 sqft · built 1990
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$180,000 (May 2025)
Tax Bill$6,578 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-012-00-065-00

Property Details

APN / Parcel Number

Primary APN20-012-00-065-00

Interior

Units3 Units
Stories1 Story
Building Area6,888 sqft Gross Area
1st Floor Area6,888 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialBrick/Stone
Construction TypeSteel Frame
Lot Area10,890 sqft (0.25 acres)
View / LotCentral Business District
Canopy756 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address120 E MAIN ST
CityGENEVA
StateOH
Zip44041-1349
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description1 S OF RIDGE
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group3
Census Block3006
Census Tract802

Owner

Source: Ashtabula County records · APN 20-012-00-065-00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address120 E MAIN ST, GENEVA, OH 44041-1349
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2025 · Amount on Record
Deed SaleMay 16, 2025 · Amount on Record
Deed Document Number20254411
Deed Book / Page843 / 1069
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address120 E MAIN ST, GENEVA, OH 44041-1349
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 CUTTERMILL RD 407, 407, GREAT NECK, NY 11021-3114

Mortgage

Document Number0000011843
DateDec 05, 2025
Book Page859/1380
Instrument2025-00011843
Lender
NameFIRST GUARANTY BANK
TypeBank
AddressBRIDGEPORT, WV 26330
Agreement
TypeLine of Credit
AmountAmount Recorded
Term237 Months
DueSep 29, 2045
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,578.00 (+25.25%)$80,640 (-) Land $10,290 Building $70,350$230,400 (-) Land $29,400 Building $201,000
2023$5,252.00 (+8.89%)$80,640 (-) Land $10,290 Building $70,350$230,400 (-) Land $29,400 Building $201,000
2022$4,823.00$80,640 Land $10,290 Building $70,350
2020$230,400 Land $29,400 Building $201,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashtabula County (39007C), updated August 28, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390070008023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1980–1986)
Most Recent ClaimJun 1986, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 382 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Uniti Group, GreatWave Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Main St

Nearby Streets

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