Lake County property record for 191 E Lakeview St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,017 sqft · built 1977 |
| Lot Size | 0.563 acres (24,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Feb 2021) |
| Tax Bill | $5,383 (2024) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0900-000-00600 |
| Primary APN | 13-18-26-0900-000-00600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,017 sqft Living Area |
| Gross Area | 2,829 sqft |
| 1st Floor Area | 2,017 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 24,542 sqft (0.563 acres) |
| Lot Dimensions | 202 ft deep x 113 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 462 sqft |
|---|---|
| Porch | Enclosed/Finished Porch |
| Porch Area | 780 sqft |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1501300 |
|---|---|
| Street Address | 191 E LAKEVIEW ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | UMATILLA SOUTHERN SHORES LOT 6 PB 11 PG 51 ORB 5635 PG 1934 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | SOUTHERN SHORES |
| Legal Tract | 0900 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 30109 |
191 E Lakeview St is owned and occupied by two individuals who bought it in February 2021.
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Jun 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on File |
| Deed Sale | Feb 3, 2021 · Amount on File |
| Prior Sale | Mar 4, 2015 · Amount on File |
| Deed Document Number | 202115695 |
| Deed Book / Page | 5635 / 1934 |
| Prior Transfer Date | Jun 14, 2010 |
| Prior Transfer Doc | 0039170814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 3, 2021 |
| Property Address | 191 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0056351934 |
| Book / Page | 5635 / 1934 |
| Map Reference | MB 11 PG 51 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021015695 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 191 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0056351937 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 5635/1937 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 191 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0051451490 |
| Instrument Date | Jun 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 191 E LAKEVIEW ST UMATILLA FL 327849588, UMATILLA, FL 32784-9588 |
| Document Number | 0051451490 |
|---|---|
| Date | Jul 26, 2018 |
| Book Page | 005145/001490 |
| Instrument | 87120 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 25, 2038 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,030 (+2.9%) | $442,321 (-0.08%) Land $182,000 Building $260,321 | |
| 2025 | $317,820 Land $182,000 Building $135,820 | $442,693 Land $182,000 Building $260,693 | |
| 2024 | $5,383.00 (-28.27%) | ||
| 2023 | $7,505.00 (+7.09%) | $372,634 (+8.55%) | $372,634 (+8.55%) Land $140,000 Building $232,634 |
| 2022 | $7,008.00 | $343,291 | $343,291 Land $112,000 Building $231,291 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 E Lakeview St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 E Lakeview St is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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