Lake County property record for 187 E Lakeview St, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,037 sqft · built 1976 |
| Lot Size | 0.791 acres (34,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Feb 2026) |
| Tax Bill | $4,400 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-26-0900-000-00400 |
| Primary APN | 13-18-26-0900-000-00400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,037 sqft Living Area |
| Gross Area | 2,477 sqft |
| 1st Floor Area | 1,615 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 34,463 sqft (0.791 acres) |
| Lot Dimensions | 206 ft deep x 170 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | Deck Area |
| Patio Area | 196 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1501288 |
|---|---|
| Street Address | 187 E LAKEVIEW ST |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | UMATILLA SOUTHERN SHORES LOT 4 PB 11 PG 51 ORB 3179 PG 2324 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 13 |
| Legal Subdivision | SOUTHERN SHORES |
| Legal Tract | 0900 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 30109 |
Source: Lake County assessment roll, APN 13-18-26-0900-000-00400, as of November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Feb 10, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on Record |
| Deed Sale | Feb 10, 2026 · Amount on Record |
| Prior Sale | Jun 07, 2006 · Amount on Record |
| Deed Document Number | 202616525 |
| Deed Book / Page | 6679 / 2251 |
| Prior Transfer Date | Dec 13, 2013 |
| Prior Transfer Doc | 0044221023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Name | Verified Name |
|---|---|
| Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0056770721 |
|---|---|
| Date | Apr 01, 2021 |
| Book Page | 5677/721 |
| Instrument | 2021044408 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 10, 2026 |
| Property Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0066792251 |
| Book / Page | 6679 / 2251 |
| Map Reference | MB 11 PG 51 |
| Instrument Date | Feb 04, 2026 |
| Instrument | 2026016525 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Name | Verified Name |
|---|---|
| Address | 187 E LAKEVIEW ST, UMATILLA, FL 32784-9588 |
| Document Number | 0066792253 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 6679/2253 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Lake County assessment roll as of November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Umatilla City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,900 (+2.9%) | $443,181 (-0.07%) Land $192,920 Building $250,261 | |
| 2025 | $261,330 (+5.98%) Land $192,920 Building $68,410 | $443,510 (+19.25%) Land $192,920 Building $250,590 | |
| 2024 | $4,400.00 (+4.22%) | ||
| 2023 | $4,222.00 (+3.13%) Homeowner's exemption | $246,580 (+3%) | $371,918 (+8.78%) Land $148,400 Building $223,518 |
| 2022 | $4,094.00 Homeowner's exemption | $239,400 | $341,908 Land $118,720 Building $223,188 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 45 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL3351402, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UMATILLA WATER WORKS (2 WPS) serves 3,948 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures