Brunswick County property record for 191 E First St, #5, Ocean Isle Beach, NC 28469
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 480 sqft · built 1969 |
| Lot Size | 0.015 acres (660 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Aug 2022) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 244OA00604 |
| Primary APN | 244OA00604 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 480 sqft Heated Area |
| Gross Area | 1,135 sqft |
| 1st Floor Area | 480 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Lot Area | 660 sqft (0.015 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80065057 |
|---|---|
| Street Address | 191 E FIRST ST, 5 |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | U-5 MARINERS WALK CB 2/74-84 |
| Legal Subdivision | MARINERS WALK CONDOMINIUM |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20512 |
191 E First St, #5 is owned by two individuals who bought it in August 2022.
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3266 FRANK SHERRILL RD, CLAREMONT, NC 28610-8035 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Aug 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST BANK |
| Apr 1, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2022 · Amount on File |
| Deed Sale | Aug 5, 2022 · Amount on File |
| Prior Sale | Apr 1, 2019 · Amount on File |
| Deed Book / Page | 4893 / 1313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 5, 2022 |
| Property Address | 191 E FIRST ST # 5, 5, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0048931313 |
| Book / Page | 4893 / 1313 |
| Map Reference | MB 537 PG 211-268 |
| Instrument Date | Aug 5, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5390 REST HOME RD, 5390, CLAREMONT, NC 28610-8118 |
| Name | Verified Name |
|---|---|
| Address | 3266 FRANK SHERRILL RD, CLAREMONT, NC 28610-8035 |
| Document Number | 0048931316 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 4893/1316 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 9.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Apr 1, 2019 |
| Property Address | 191 E FIRST ST # 5, 5, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0041740073 |
| Book / Page | 004174 / 000073 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $330.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5390 REST HOME RD CLAREMONT NC 286108118, CLAREMONT, NC 28610-8118 |
The 2025 property tax bill for 191 E First St, #5 was $878.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $227,400 (-) Building $227,400 | $227,400 (-) Building $227,400 | |
| 2025 | $878.00 | $227,400 Building $227,400 | $227,400 Building $227,400 |
| 2023 | $227,400 Building $227,400 | $227,400 Building $227,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 191 E First St, #5 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 E First St, #5 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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