191 E First St, #1, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 191 E First St, #1, Ocean Isle Beach, NC 28469

Property Summary

Property TypeCondominium
Details1 bd · 2 ba · 600 sqft · built 1969
Lot Size0.015 acres (660 sqft)
Owner2 Trust Names on File
Last Sale$310,000 (Nov 2023)
Tax Bill$989 (2025)
Deeds & MortgagesAug 2026 Sale
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN244OA006

Property Details

APN / Parcel Number

Primary APN244OA006
Alternative APNs
  • 107519620276
  • 80110649
  • 80148292

Interior

Bedrooms1 Bed
Full Baths2 Baths
Stories1 Story
Building Area600 sqft Heated Area
Gross Area1,375 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialShingle
Lot Area660 sqft (0.015 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80148292
Street Address191 E FIRST ST, 1
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionMARINERS WALK UNIT 1
Legal SubdivisionMARINERS WALK CONDOMINIUM
Legal Block4
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4023
Census Tract20512

Owner

191 E First St, #1 is held in a trust since November 2023.

Source: Brunswick County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address191 E FIRST ST, 1, OCEAN ISLE BEACH, NC 28469
Owner TypeCompany
VestingTrust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 30, 2023Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
May 6, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2023 · Amount on File
Deed SaleNov 30, 2023 · Amount on File
Prior SaleMay 6, 2021 · Amount on File
Deed Book / Page5107 / 210
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateAug 19, 2026
Property Address191 E FIRST ST, 1, OCEAN ISLE BEACH, NC 28469
Document Number5617000560
Book / Page5617 / 560
Instrument DateAug 3, 2026
Transaction TypeTransfer
Record UpdatedAug 27, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address191 E FIRST ST, 1, OCEAN ISLE BEACH, NC 28469

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateNov 30, 2023
Property Address191 E FIRST ST # 1, 1, OCEAN ISLE BEACH, NC 28469
Document Number0051070210
Book / Page5107 / 210
Map ReferenceMB 537 PG 211-268
Instrument DateNov 24, 2023
Transaction TypeTransfer
Record UpdatedDec 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6749 FAWN HOOF TRL, HOLLY SPRINGS, NC 27540-7172

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E MARANTA RD, MOORESVILLE, NC 28117-6335

Mortgage

Document Number0005107230
DateNov 30, 2023
Instrument5107/230
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 6, 2021
Property Address191 E FIRST ST # 1, 1, OCEAN ISLE BEACH, NC 28469
Document Number0046130296
Book / Page4613 / 296
Map ReferenceMB 537 PG 211-268
Instrument DateApr 27, 2021
Transaction TypeTransfer
Record UpdatedSep 1, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9401 OWLS NEST DR, 9401, RALEIGH, NC 27613-7526

Transferred To (Grantee/Buyer)

NameVerified Name
Address6749 FAWN HOOF TRL, HOLLY SPRINGS, NC 27540-7172

Mortgage

Document Number4613299
DateMay 6, 2021
Instrument4613/299
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 191 E First St, #1 was $989.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$259,830 (-) Building $259,830$259,830 (-) Building $259,830
2025$989.00$259,830 Building $259,830$259,830 Building $259,830
2023$259,830 Building $259,830$259,830 Building $259,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 E First St, #1 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 E First St, #1 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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