191 Culvert St, Torrington, CT 06790 Property Records

Torrington City property record for 191 Culvert St, Torrington, CT 06790

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 960 sqft · built 2000
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (May 2019)
Tax Bill$5,677 (2026)
Deeds & MortgagesAug 2026 Mortgage
May 2019 Sale & Mortgage
APN10107

Property Details

APN / Parcel Number

Primary APN10107
Alternative APNs
  • TORR M:110 B:009 L:004
  • 010107

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area960 sqft Living Area
Gross Area2,896 sqft
Basement Area960 sqft
Unfinished Basement480 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number10107
Street Address191 CULVERT ST
CityTORRINGTON
StateCT
Zip06790-5151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S
Legal Block9
Legal Lot Number4
JurisdictionTORRINGTON CT
Township / Civil DivisionTORRINGTON
Census Block Group4
Census Block4008
Census Tract310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address191 CULVERT ST, TORRINGTON, CT 06790-5151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2026Deed of Trust, Mortgage
THOMASTON SAVINGS BANK
May 3, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
THOMASTON SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2019 · Amount on Record
Deed SaleMay 3, 2019 · Amount on Record
Prior SaleNov 1, 2018 · Amount on Record
Deed Document Number2019447820
Deed Book / Page1287 / 37
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTORRINGTON CT
Recording DateAug 13, 2026
Property Address191 CULVERT ST, TORRINGTON, CT 06790-5151
Document Number0000512023
Book / Page1467 / 1040
Instrument DateAug 6, 2026
Instrument2026512023
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 CULVERT ST, TORRINGTON, CT 06790-5151

Mortgage

Document Number0000512023,
DateAug 13, 2026
Book Page1467/1040
Instrument2026512023
Lender
NameTHOMASTON SAVINGS BANK
Agreement
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTORRINGTON CT
Recording DateMay 3, 2019
Property Address191 CULVERT ST, TORRINGTON, CT 06790-5151
Document Number1287-37
Book / Page1287 / 37
Instrument DateApr 23, 2019
Instrument2019-447820
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019447821
DateMay 3, 2019
Instrument2019-447821
Lender
NameTHOMASTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County Subdivision / MunicipalityTorrington City
Unified School DistrictTorrington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,677.00 (-12.98%)$169,680 (-) Land $23,800 Building $145,880$289,152 (+143.44%)
2025$6,524.00$169,680 (+82.41%) Land $23,800 Building $145,880$118,776 Land $16,660 Building $102,116
2024$6,524.00 (+46.25%)
2023$4,461.00 (+1.73%)$93,020 (-) Land $23,760 Building $69,260
2022$4,385.00$93,020 Land $23,760 Building $69,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTORRINGTON WATER COMPANY
private · serves 37,915 people · EPA ID CT1430011
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureTreatment report not submitted
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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