182 Culvert St, Torrington, CT 06790 Property Records

Torrington City property record for 182 Culvert St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1955
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Feb 2014)
Tax Bill	$4,542 (2026)
Deeds & Mortgages	Feb 2021 Mortgage
APN	`007685`

Property Details

APN / Parcel Number

Primary APN	`007685`
Alternative APNs	`TORR M:110 B:008 L:021` `7685`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,568 sqft
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	7685
Street Address	182 CULVERT ST
City	TORRINGTON
State	CT
Zip	06790-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	8
Legal Lot Number	21
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	4
Census Block	4013
Census Tract	310803

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	182 CULVERT ST, TORRINGTON, CT 06790-5150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2014 · Amount on Record
Deed Sale	Feb 7, 2014 · Amount on Record
Prior Sale	Sep 26, 2013 · Amount on Record
Deed Book / Page	1176 / 666
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	182 CULVERT ST, TORRINGTON, CT 06790-5150
Transaction Type	Mortgage
Record Updated	Mar 4, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1327-354
Date	Feb 18, 2021
Book Page	1327/354
Instrument	2021-462223

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Mar 1, 2044

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,542.00 (-12.97%)	$135,730 (-) Land $23,240 Building $112,490	$229,766 (+141.83%)
2025	$5,219.00	$135,730 (+76.04%) Land $23,240 Building $112,490	$95,011 Land $16,268 Building $78,743
2024	$5,219.00 (+41.13%)
2023	$3,698.00 (+1.76%)	$77,100 (-) Land $23,270 Building $53,830
2022	$3,634.00	$77,100 Land $23,270 Building $53,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20