191 Couch Rd, Albertville, AL 35950 Property Records

Marshall County property record for 191 Couch Rd, Albertville, AL 35950

Property Summary

Property Type	Vacant Land
Details	2,400 sqft · built 2012
Lot Size	5.07 acres (220,849 sqft)
Owner	Individual Name on File
Tax Bill	$309 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-0-000-014.000`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-0-000-014.000`
Alternative APNs	`193050000014000` `503102`

Interior

Stories	1 Story
Building Area	2,400 sqft Total Area
1st Floor Area	2,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	220,849 sqft (5.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	503102
Street Address	191 COUCH RD
City	ALBERTVILLE
State	AL
Zip	35950-6047
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	BEG SW COR NW 1/4 NW 1/4 IN SEC 5-T9S-R4E CONT 5.07AC 1165/209 4849/39
Legal Range	4E
Legal Township	9S
Legal Section	05
Jurisdiction	MARSHALL AL
Township / Civil Division	GUNTERSVILLE
Census Block Group	1
Census Block	1099
Census Tract	30903

Owner

191 Couch Rd, vacant land, is owned and occupied by an individual who acquired it in June 2023.

Source: Marshall County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	191 COUCH RD, ALBERTVILLE, AL 35950-6047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Aug 10, 2023	Warranty Deed, Transfer
Nov 14, 2019	Warranty Deed, Transfer · VA Mortgage VETERANSLOANS.COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2010
Deed Sale	Aug 17, 2010
Deed Document Number	20103058001
Deed Book / Page	4849 / 37
Last Transfer Date	Jun 19, 2023
Transfer Doc	0003267246
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	191 COUCH RD, ALBERTVILLE, AL 35950-6047
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003236446
Date	Nov 3, 2021
Book Page	6678/248
Instrument	3236446

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Sep 1, 2046

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Aug 10, 2023
Property Address	191 COUCH RD, ALBERTVILLE, AL 35950-6047
Document Number	0003267246
Book / Page	7012 / 149
Instrument Date	Jun 19, 2023
Instrument	3267246
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 COUCH RD, ALBERTVILLE, AL 35950-6047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Nov 14, 2019
Property Address	COUCH RD, ALBERTVILLE, AL 35950
Document Number	0003198371
Book / Page	006251 / 000319
Instrument Date	Nov 14, 2019
Instrument	3198371
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 BUCHANAN RD ALBERTVILLE AL 359506054, ALBERTVILLE, AL 35950-6054

Mortgage

Document Number	3198372
Date	Nov 14, 2019
Book Page	006251/000321
Instrument	3198372

Lender

Name	VETERANSLOANS.COM
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,940	$160,100 Land $74,200 Building $85,900
2023	$309.00	$8,240	$114,700 Land $41,200 Building $73,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 Couch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Couch Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUNTERSVILLE WW & SB serves 13,374 people · EPA ID AL0000943
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Farmers Telecommunications Cooperative.

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