131 Couch Rd, Albertville, AL 35950 Property Records

Marshall County property record for 131 Couch Rd, Albertville, AL 35950

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,215 sqft · built 1990
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$191,500 (Sep 2023)
Tax Bill	$708 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-03-05-0-000-013.001`

Property Details

APN / Parcel Number

Primary APN	`19-03-05-0-000-013.001`
Alternative APNs	`193050000013001` `501216`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	1,215 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	501216
Street Address	131 COUCH RD
City	ALBERTVILLE
State	AL
Zip	35950-6047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF NW1/4 NW1/4 SEC5-T9S-R4E; TH NLY 281.53; ELY 14.61 TO THE POB; TH ELY 209.94; TH SLY 93.35; TH WLY 209.90; TH NLY 93.35 TO POB CONT APPROX .45 AC(D) 1424/42
Legal Subdivision	ALBERTVILLE
Jurisdiction	MARSHALL AL
Township / Civil Division	GUNTERSVILLE
Census Block Group	1
Census Block	1099
Census Tract	30701

Owner

Source: Marshall County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Sep 25, 2023	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Sep 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2023 · Amount on Record
Deed Sale	Sep 25, 2023 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	20233269199
Deed Book / Page	7033 / 304
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047

Mortgage

Document Number	0003310547
Date	Mar 4, 2026
Book Page	7199/429
Instrument	3310547

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 25, 2023
Property Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Document Number	0003269199
Book / Page	7033 / 304
Instrument Date	Sep 25, 2023
Instrument	3269199
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 12TH ST SW, ARAB, AL 35016-1758

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 CARD RD, ABERNANT, AL 35440

Mortgage

Document Number	0003269200
Date	Sep 25, 2023
Book Page	7033/307
Instrument	3269200

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Apr 18, 2022
Property Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Document Number	0003245112
Book / Page	6775 / 253
Instrument Date	Apr 15, 2022
Instrument	3245112
Transaction Type	Transfer
Record Updated	Apr 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2828 ROSE RD, 2828, ALBERTVILLE, AL 35951-3553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 COUCH RD, ALBERTVILLE, AL 35950-6047

Mortgage

Document Number	0003245113
Date	Apr 18, 2022
Instrument	3245113

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 20, 2019
Property Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Document Number	0003195742
Book / Page	006224 / 000095
Instrument Date	Sep 20, 2019
Instrument	3195742
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TEAL ST ALBERTVILLE AL 359502764, ALBERTVILLE, AL 35950-2764

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARSHALL AL
Recording Date	Sep 16, 2019
Property Address	131 COUCH RD, ALBERTVILLE, AL 35950-6047
Document Number	0003195524
Book / Page	6222 / 043
Instrument Date	Sep 13, 2019
Instrument	3195524
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 COUCH RD, 131, ALBERTVILLE, AL 35950-6047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 TEAL ST, ALBERTVILLE, AL 35950-2764

Mortgage

Document Number	0003195525
Date	Sep 16, 2019
Instrument	3195525

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$708.00 (+7.6%) Homeowner's exemption
2025	$658.00 (+17.08%) Homeowner's exemption	$18,980 (+6.99%)	$196,600 (+10.89%) Land $23,500 Building $173,100
2024		$17,740 (-45.85%)	$177,300 (+8.24%) Land $24,700 Building $152,600
2023	$562.00 (+106.62%)	$32,760 (+277.42%) Land $4,700 Building $28,060	$163,800 (+88.93%) Land $23,500 Building $140,300
2021	$272.00 Homeowner's exemption	$8,680	$86,700 Land $4,500 Building $82,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUNTERSVILLE WW & SB serves 13,374 people · EPA ID AL0000943
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Farmers Telecommunications Cooperative.

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