St. Johns County property record for 162 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,996 sqft · built 2014 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,343 (Mar 2014) |
| Tax Bill | $7,893 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0110 |
| Primary APN | 009624-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| Gross Area | 3,869 sqft |
| 1st Floor Area | 1,508 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 233 sqft |
| Patio Area | 736 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 162 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 68/69-75 DURBIN CROSSING NORTH PHASE 2E-UNIT 1 LOT 11 OR3860/1468 & 4961/478(D/M) &5030/1776(Q/C) |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 1 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
162 Cloisterbane Dr is owned and occupied by an individual who acquired it in August 2020.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Aug 2, 2017 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Sep 1, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 27, 2014 · Amount on File |
| Deed Sale | Mar 27, 2014 · Amount on File |
| Deed Document Number | 201417031 |
| Deed Book / Page | 3860 / 1468 |
| Last Transfer Date | Aug 24, 2020 |
| Transfer Doc | 0000073714 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0056581036 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 5658/1036 |
| Instrument | 2022101368 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044150194 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 4415/0194 |
| Instrument | 2017053453 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 1, 2020 |
| Property Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0050301776 |
| Book / Page | 5030 / 1776 |
| Map Reference | MB 68 PG 69-75 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 2020073714 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PRIORITY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 162 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8226 |
| Document Number | 0050301779 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 5030/1779 |
| Instrument | 2020073715 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 162 Cloisterbane Dr was $7,893 with a homeowner's exemption, up 9.1% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,767 (+2.7%) | $575,257 (+1.92%) Land $160,000 Building $415,257 | |
| 2025 | $7,893.00 (+9.12%) Homeowner's exemption | $366,862 | $564,397 Land $155,000 Building $409,397 |
| 2024 | $7,233.00 (+3.74%) | ||
| 2023 | $6,972.00 (+4.15%) Homeowner's exemption | $335,718 (+3%) | $545,942 (+16.77%) Land $145,000 Building $400,942 |
| 2022 | $6,694.00 Homeowner's exemption | $325,940 | $467,551 Land $123,200 Building $344,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 162 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 162 Cloisterbane Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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