191 Clearbrook Dr, Franklin, OH 45005 Property Records

Warren County property record for 191 Clearbrook Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,612 sqft · built 1998
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$234,900 (Oct 2021)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-326-014-0`

Property Details

APN / Parcel Number

Primary APN	`04-25-326-014-0`
Alternative APNs	`0425326014` `425326014` `2138454`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	8,146 sqft (0.187 acres)
Garage Type	Attached
Garage Area	120 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Deck Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2138454
Old Parcel Number	0425326014
Street Address	191 CLEARBROOK DR
City	FRANKLIN
State	OH
Zip	45005-2386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEAR CREEK WOODS 2 #48
Legal Range	05
Legal Township	02
Legal Section	25
Legal Subdivision	CLEAR CREEK WOODS 2
Legal Block	326
Legal Lot Number	48
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2023
Census Tract	30501

Owner

191 Clearbrook Dr is owned and occupied by an individual who bought it in October 2021.

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	191 CLEARBROOK DR, FRANKLIN, OH 45005-2386
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Mar 25, 2019	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO
Jun 7, 2018	Warranty Deed, Transfer WARSAW FED'L S&L ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2021 · Amount on File
Deed Sale	Oct 6, 2021 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	0004502237
Deed Book / Page	4502 / 237
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 6, 2021
Property Address	191 CLEARBROOK DR, FRANKLIN, OH 45005-2386
Document Number	0000045507
Map Reference	MB 35 PG 95&96
Instrument Date	Sep 24, 2021
Instrument	2021-045507
Transaction Type	Transfer
Record Updated	May 14, 2024
Title Company	GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	191 CLEARBROOK DR, FRANKLIN, OH 45005-2386

Mortgage

Document Number	0000045508
Date	Oct 6, 2021
Instrument	2021-045508

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	191 CLEARBROOK DR, FRANKLIN, OH 45005-2386
Document Number	0000009286
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CLEARBROOK DR FRANKLIN OH 450052386, FRANKLIN, OH 45005-2386

Mortgage

Document Number	0000009286
Date	Apr 16, 2019
Instrument	9286

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 7, 2018
Property Address	191 CLEARBROOK DR, FRANKLIN, OH 45005-2386
Document Number	0000015881
Instrument Date	Jun 5, 2018
Instrument	15881
Transaction Type	Transfer
Record Updated	Jun 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CLEARBROOK DR FRANKLIN OH 450052386, FRANKLIN, OH 45005-2386

Mortgage

Document Number	15882
Date	Jun 7, 2018
Instrument	15882

Lender

Name	WARSAW FED'L S&L ASSN
Type	Federal Savings Bank
Address	3533 WARSAW AVE, CINCINNATI, OH 45205-1850

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 191 Clearbrook Dr was $4,187.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00	$79,821 Land $21,000 Building $58,821	$228,060 Land $60,000 Building $168,060
2023	$3,193.00 (+3.3%)	$59,546 (-) Land $11,865 Building $47,681
2022	$3,091.00	$59,546 Land $11,865 Building $47,681	$170,130 (-) Land $33,900 Building $136,230
2021			$170,130 Land $33,900 Building $136,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 191 Clearbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Clearbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Clearbrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures