191 Cherry St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 191 Cherry St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,393 sqft · built 1951
Lot Size	0.461 acres (20,090 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Oct 2022)
Tax Bill	$11,449 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0016-0000-0078`

Property Details

APN / Parcel Number

Primary APN	`0016-0000-0078`
Alternative APNs	`WENH M:16 L:78` `548`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,393 sqft Living Area
Gross Area	4,495 sqft
Basement Area	1,576 sqft
Unfinished Basement	1,576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,090 sqft (0.461 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	548
Street Address	191 CHERRY ST
City	WENHAM
State	MA
Zip	01984-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	78
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2005
Census Tract	216100

Owner

191 Cherry St is owned and occupied by two individuals who bought it in October 2022.

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	191 CHERRY ST, WENHAM, MA 01984-1104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK
Jan 8, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on File
Deed Sale	Oct 18, 2022 · Amount on File
Prior Sale	Sep 23, 2004 · Amount on File
Deed Document Number	20222030
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Oct 18, 2022
Property Address	191 CHERRY ST, WENHAM, MA 01984-1104
Document Number	041251-602
Book / Page	41251 / 602
Instrument Date	Oct 18, 2022
Instrument	20221018002030
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	191 CHERRY ST, WENHAM, MA 01984-1104

Mortgage

Document Number	221018002040
Date	Oct 18, 2022
Instrument	221018002040

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Jan 8, 2020
Property Address	191 CHERRY ST, WENHAM, MA 01984-1104
Document Number	38178-159
Book / Page	038178 / 000159
Instrument Date	Jan 6, 2020
Instrument	8000810
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	191 CHERRY ST WENHAM MA 019841104, WENHAM, MA 01984-1104

Tax Assessment & Valuation

The 2026 property tax bill for 191 Cherry St was $11,449, up 6.3% from the year before.

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,449.00 (+6.32%)	$716,000 (+3.33%) Land $460,800 Building $255,200	$801,776 (+2%)
2025	$10,768.00	$692,900 Land $499,200 Building $193,700	$786,030
2023	$10,845.00	$625,100 Land $400,900 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 191 Cherry St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 191 Cherry St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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