184 Cherry St, Wenham, MA 01984 Property Records

Essex County and Wenham Town property record for 184 Cherry St, Wenham, MA 01984

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 5,506 sqft · built 1935
Lot Size	1.55 acres (67,880 sqft)
Owner	Company Name on Record
Tax Bill	$31,046 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WENH M:16 L:83`

Property Details

APN / Parcel Number

Primary APN	`WENH M:16 L:83`
Alternative APNs	`M:16 L:83` `553`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,506 sqft Living Area
Gross Area	9,801 sqft
Basement Area	1,835 sqft
Unfinished Basement	1,835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	67,880 sqft (1.55 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	553
Street Address	184 CHERRY ST
City	WENHAM
State	MA
Zip	01984-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	83
Jurisdiction	WENHAM MA
Township / Civil Division	WENHAM
Census Block Group	2
Census Block	2001
Census Tract	216100

Owner

Source: Essex County and Wenham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	184 CHERRY ST, WENHAM, MA 01984-1128
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit DIRECT CU
Aug 24, 2022	Correction Deed · Line of Credit FIDELITY COOPERATIVE BANK
Sep 30, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.
Jan 10, 2017	Deed of Trust, Mortgage · ARM MORTGAGE FNCL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2013
Deed Sale	Jul 15, 2013
Prior Sale	Feb 19, 2009
Deed Document Number	20137150
Deed Book / Page	32652 / 221
Last Transfer Date	Sep 27, 2021
Transfer Doc	40337-190
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	184 CHERRY ST, WENHAM, MA 01984-1128
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043273-369
Date	Mar 16, 2026
Book Page	43273/369
Instrument	20260316001090

Lender

Name	DIRECT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WENHAM MA
Recording Date	Aug 24, 2022
Property Address	184 CHERRY ST, WENHAM, MA 01984-1128
Document Number	0041149-32
Book / Page	41149 / 32
Instrument Date	Aug 18, 2022
Instrument	224
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CHERRY ST, WENHAM, MA 01984-1128

Mortgage

Document Number	0041149-39
Date	Aug 24, 2022
Book Page	41149/39
Instrument	227

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2042

Interest

Rate Type	Adjustable Rate

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WENHAM MA
Recording Date	Sep 30, 2021
Property Address	184 CHERRY ST, WENHAM, MA 01984-1128
Document Number	40337-190
Book / Page	40337 / 190
Instrument Date	Sep 27, 2021
Instrument	20210930009140
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CHERRY ST, WENHAM, MA 01984-1128

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	184 CHERRY ST, WENHAM, MA 01984-1128
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39755-259
Date	Apr 12, 2021
Book Page	39755/259
Instrument	20210412002220

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WENHAM MA
Property Address	184 CHERRY ST, WENHAM, MA 01984-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35601-458
Date	Jan 10, 2017
Book Page	35601/458
Instrument	200

Lender

Name	MORTGAGE FNCL SVCS INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Essex County and Wenham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Wenham Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,046.00 (+7.68%)	$1,941,600 (+4.65%) Land $529,300 Building $1,373,600	$1,903,564 (+26.84%)
2025	$28,833.00 (+14.61%)	$1,855,400 (+27.96%) Land $572,100 Building $1,283,300	$1,500,810
2023	$25,158.00	$1,450,000 Land $685,100 Building $764,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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