191 Cheesespring Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 191 Cheesespring Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,628 sqft · built 1970
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$21,226 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0116 B:011 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0116 B:011 L:00`
Alternative APN	`1971`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,628 sqft Living Area
Gross Area	6,474 sqft
1st Floor Area	2,071 sqft
Basement Area	1,170 sqft
Unfinished Basement	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1971
Street Address	191 CHEESESPRING RD
City	WILTON
State	CT
Zip	06897-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	11
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1006
Census Tract	45101

Owner

Source: Wilton Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	191 CHEESESPRING RD, WILTON, CT 06897-2308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Feb 3, 2022	Deed of Trust, Mortgage · Line of Credit M & T BANK
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	191 CHEESESPRING RD, WILTON, CT 06897-2308
Transaction Type	Mortgage
Record Updated	Dec 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002557-621
Date	Nov 29, 2022
Book Page	2557/621

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	191 CHEESESPRING RD, WILTON, CT 06897-2308
Transaction Type	Mortgage
Record Updated	Feb 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002547-339
Date	Feb 3, 2022
Book Page	2547/339

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	191 CHEESESPRING RD, WILTON, CT 06897-2308
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2538-753
Date	Aug 20, 2021
Book Page	2538/753

Lender

Name	FIRST COUNTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,226.00 (+2.67%)	$846,930 (-) Land $306,110 Building $540,820	$1,639,151 (+176.49%)
2025	$20,674.00	$846,930 (+45.46%) Land $306,110 Building $540,820	$592,851 Land $214,277 Building $378,574
2024	$20,674.00 (+21.35%)
2023	$17,037.00 (+3.65%)	$582,260 (-) Land $292,740 Building $289,520
2022	$16,437.00	$582,260 Land $292,740 Building $289,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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