169 Cheesespring Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 169 Cheesespring Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,899 sqft · built 1977
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jan 2024)
Tax Bill	$21,929 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0116 B:009 L:01`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0116 B:009 L:01`
Alternative APN	`4098`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,899 sqft Living Area
Gross Area	5,597 sqft
1st Floor Area	3,145 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4098
Street Address	169 CHEESESPRING RD
City	WILTON
State	CT
Zip	06897-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	1
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1006
Census Tract	45101

Owner

169 Cheesespring Rd is owned and occupied by two individuals who bought it in January 2024.

Source: Wilton Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	169 CHEESESPRING RD, WILTON, CT 06897-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Mar 19, 2020	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Feb 19, 1999 · Amount on File
Deed Book / Page	2567 / 206
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Jan 8, 2024
Property Address	169 CHEESESPRING RD, WILTON, CT 06897-2308
Document Number	002567-206
Book / Page	2567 / 206
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002567209
Date	Jan 8, 2024
Instrument	2567/209

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	169 CHEESESPRING RD, WILTON, CT 06897-2308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2507-10
Date	Mar 19, 2020
Book Page	2507/10

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	169 CHEESESPRING RD, WILTON, CT 06897-2308
Document Number	2501-932
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 CHEESESPRING RD WILTON CT 068972308, WILTON, CT 06897-2308

Mortgage

Document Number	2501-932
Date	Oct 9, 2019
Book Page	002501/000932

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 8, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 169 Cheesespring Rd was $21,929, up 2.7% from the year before.

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,929.00 (+2.67%)	$875,000 (-) Land $308,490 Building $566,510	$1,748,331 (+185.44%)
2025	$21,359.00	$875,000 Land $308,490 Building $566,510	$612,500 Land $215,943 Building $396,557
2024	$21,359.00 (+23.36%)
2023	$17,315.00 (+3.65%)	$591,780 (-) Land $294,980 Building $296,800
2022	$16,706.00	$591,780 Land $294,980 Building $296,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 169 Cheesespring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Cheesespring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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