Cabarrus County property record for 191 Cedar Dr NW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,467 sqft · built 1940 |
| Lot Size | 0.188 acres (8,162 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Mar 2020) |
| Tax Bill | $1,896 (2023) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 67 1746 |
| Primary APN | 5620 67 1746 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,467 sqft Living Area |
| Gross Area | 1,791 sqft |
| 1st Floor Area | 1,467 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,162 sqft (0.188 acres) |
| Lot Dimensions | 106 ft deep x 77 ft wide |
| Porch | Slab |
| Porch Area | 324 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 136887 |
|---|---|
| Street Address | 191 CEDAR DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | SOUTH SIDE CEDAR DR NW |
| Legal Subdivision | BOYS CLUB |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41902 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Mar 17, 2020 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 4, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2020 · Amount on File |
| Deed Sale | Mar 17, 2020 · Amount on File |
| Prior Sale | Sep 4, 2019 · Amount on File |
| Deed Book / Page | 14063 / 155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Document Number | 0016705109 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 16705/109 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 17, 2020 |
| Property Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Document Number | 0014063155 |
| Book / Page | 14063 / 155 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 693 YVONNE DR SW, 693, CONCORD, NC 28027-3918 |
| Name | Verified Name |
|---|---|
| Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Document Number | 0014063158 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 14063/158 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Sep 4, 2019 |
| Property Address | 191 CEDAR DR NW, CONCORD, NC 28025-4846 |
| Document Number | 0013699197 |
| Book / Page | 13699 / 0197 |
| Instrument Date | Sep 3, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $112.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 625 FAITH DR SW, 625, CONCORD, NC 28027-7100 |
| Name | Verified Name |
|---|---|
| Address | 693 YVONNE DR SW, CONCORD, NC 28027-3918 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,610 (+73.46%) Land $53,000 Building $216,610 | ||
| 2024 | $269,610 (+73.46%) Land $53,000 Building $216,610 | ||
| 2023 | $1,896.00 | $155,430 Land $17,000 Building $138,430 | $155,430 Land $17,000 Building $138,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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