Cabarrus County property record for 175 Cedar Dr NW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,116 sqft · built 1960 |
| Lot Size | 0.281 acres (12,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Aug 2014) |
| Tax Bill | $992 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5620 67 2992 |
| Primary APN | 5620 67 2992 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 2,774 sqft |
| 1st Floor Area | 1,116 sqft |
| Basement Area | 620 sqft |
| Unfinished Basement | 620 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,240 sqft (0.281 acres) |
| Lot Dimensions | 170 ft deep x 72 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Driveway | Concrete Driveway |
| Driveway Area | 840 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 206 sqft |
| Patio Area | 544 sqft |
| Shed | 1 Shed |
| Shed Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 96730 |
|---|---|
| Street Address | 175 CEDAR DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28025-4845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | 175 CEDAR DR N W |
| Legal Subdivision | BOYS CLUB |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 41902 |
175 Cedar Dr NW is owned and occupied by two individuals who bought it in August 2014.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 175 CEDAR DR NW, CONCORD, NC 28025-4845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 17, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2019 | Deed of Trust, Mortgage STATE EMPS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on File |
| Deed Sale | Aug 28, 2014 · Amount on File |
| Prior Sale | Aug 2, 2004 · Amount on File |
| Deed Book / Page | 11095 / 52 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 175 CEDAR DR NW, CONCORD, NC 28025-4845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000153341 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 15334/1 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 17, 2020 |
| Property Address | 175 CEDAR DR NW, CONCORD, NC 28025-4845 |
| Document Number | 1433818 |
| Book / Page | 014338 / 000018 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 22719 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 175 CEDAR DR NW CONCORD NC 280254845, CONCORD, NC 28025-4845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 175 CEDAR DR NW, CONCORD, NC 28025-4845 |
| Document Number | 137141 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 175 CEDAR DR NW CONCORD NC 280254845, CONCORD, NC 28025-4845 |
| Document Number | 137141 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 013714/000001 |
| Instrument | 24388 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $161,250 Land $58,300 Building $102,950 | ||
| 2024 | $161,250 (+87.81%) Land $58,300 Building $102,950 | ||
| 2023 | $992.00 | $85,860 Land $18,700 Building $67,160 | $85,860 Land $18,700 Building $67,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 175 Cedar Dr NW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 175 Cedar Dr NW is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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