191 Cactus Canyon, Spring Branch, TX 78070 Property Records

Comal County property record for 191 Cactus Canyon, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,543 sqft · built 1998
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-0400-0044-00`

Property Details

APN / Parcel Number

Primary APN	`15-0400-0044-00`
Alternative APN	`22843`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,543 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	3,543 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stone
Roof Type	Gable
Roof Material	Concrete
Lot Area	130,680 sqft

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	515 sqft
Storage Building	144 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	191 CACTUS CYN
City	SPRING BRANCH
State	TX
Zip	78070-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ON THE GUADALUPE 1, LOT 44A
Legal Subdivision	CYPRESS SPRINGS ON THE GUADALUPE 1
Legal Block	2
Legal Lot Number	44A
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2001
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	191 CACTUS CYN, SPRING BRANCH, TX 78070-5663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	191 CACTUS CYN, SPRING BRANCH, TX 78070-5663
Document Number	0006046531
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 CACTUS CYN SPRING BRANCH TX 780705663, SPRING BRANCH, TX 78070-5663

Mortgage

Document Number	0006046531
Date	Dec 5, 2018
Instrument	6046531

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2033

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,620 (-1.77%) Land $244,730 Building $288,890	$533,620 (-4.46%) Land $244,730 Building $288,890
2025	$5,240.00 (+10.27%) Homeowner's exemption	$543,242 (-3.59%) Land $217,540 Building $340,980	$558,520 (-0.88%) Land $217,540 Building $340,980
2024	$4,752.00 (+16.56%)
2023		$563,460 Land $217,540 Building $345,920	$563,460 Land $217,540 Building $345,920
2022	$4,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1997–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000

May also be available: Verizon.

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