162 Cactus Canyon, Spring Branch, TX 78070 Property Records

Comal County property record for 162 Cactus Canyon, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,381 sqft · built 1995
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$573,185 (Feb 2025)
Tax Bill	$1,551 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2025 Mortgage
Flood Zone	Zone A (high risk)
APN	`15-0400-0047-00`

Property Details

APN / Parcel Number

Primary APN	`15-0400-0047-00`
Alternative APN	`22847`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,381 sqft Living Area
Gross Area	4,910 sqft
1st Floor Area	2,381 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stone
Roof Type	Hip
Roof Material	Concrete
Lot Area	217,800 sqft
View / Lot	Flood Plain
Garage Type	Attached
Garage Area	1,225 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,324 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	162 CACTUS CYN
City	SPRING BRANCH
State	TX
Zip	78070-5663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS SPRINGS ON THE GUADALUPE 1, LOT 47
Legal Subdivision	CYPRESS SPRINGS ON THE GUADALUPE 1
Legal Block	2
Legal Lot Number	47
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	2
Census Block	2001
Census Tract	310702

Owner

Source: Comal County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	162 CACTUS CYN, SPRING BRANCH, TX 78070-5663
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT LP
Feb 19, 2025	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2025 · Amount on Record
Deed Sale	Feb 19, 2025 · Amount on Record
Deed Document Number	20254713
Prior Transfer Date	Aug 4, 2009
Prior Transfer Doc	0006027404
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Recording Date	Jul 16, 2026
Property Address	162 CACTUS CYN, SPRING BRANCH, TX 78070-5663
Document Number	0000021456
Instrument Date	Jun 22, 2026
Instrument	202621456
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CACTUS CYN, SPRING BRANCH, TX 78070-5663

Mortgage

Document Number	0000021456,
Date	Jul 16, 2026
Instrument	202621456

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Mar 1, 2055

Interest

Rate	6.51%
Max Rate	-1%

February 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Feb 19, 2025
Property Address	162 CACTUS CYN, SPRING BRANCH, TX 78070-5663
Document Number	0006004713
Map Reference	VOL 10 PG 351
Instrument Date	Feb 12, 2025
Instrument	202506004713
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	CONCIERGE TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 CACTUS CYN, SPRING BRANCH, TX 78070-5663

Mortgage

Document Number	0006004714
Date	Feb 19, 2025
Instrument	202506004714

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,830 (+4.06%) Land $346,500 Building $332,330	$678,830 (+0.04%) Land $346,500 Building $332,330
2025	$1,551.00 (+1%)	$652,337 (-3.94%)	$678,590 (-0.07%) Land $308,000 Building $370,590
2024	$1,410.00 (+8.88%)
2023		$679,070 Land $308,000 Building $371,070	$679,070 Land $308,000 Building $371,070
2022	$1,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1997–2015)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000

May also be available: Verizon.

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