19097 Pebble Wood Ln, Spring Hill, FL 34610 Property Records

Pasco County property record for 19097 Pebble Wood Ln, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 2024
Lot Size	0.134 acres (5,867 sqft)
Owner	Individual Name on File
Last Sale	$380,400 (Mar 2024)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-25-18-0010-00000-0110`

Property Details

APN / Parcel Number

Primary APN	`10-25-18-0010-00000-0110`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,532 sqft
Upper Floors Area	864 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,867 sqft (0.134 acres)
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	19097 PEBBLE WOOD LN
City	SPRING HILL
State	FL
Zip	34610-7923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0RMH
Legal Description	CONNER CROSSING PB 88 PG 48 LOT 11
Legal Lot Number	11
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1065
Census Tract	31901

Owner

19097 Pebble Wood Ln is owned and occupied by an individual who bought it in March 2024.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	19097 PEBBLE WOOD LN, SPRING HILL, FL 34610-7923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2024	Special Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Oct 2, 2023	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2024 · Amount on File
Deed Sale	Mar 2, 2024 · Amount on File
Prior Sale	Oct 2, 2023 · Amount on File
Deed Document Number	2024034678
Deed Book / Page	10967 / 1961
Record Updated	Jun 8, 2026

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 2, 2024
Property Address	19097 PEBBLE WOOD LN, SPRING HILL, FL 34610-7923
Document Number	0109671961
Book / Page	10967 / 1961
Map Reference	MB 88 PGS 48
Instrument Date	Feb 26, 2024
Instrument	2024034678
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Amount	Amount on Record
Tax	$2,662.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19097 PEBBLE WOOD LN, SPRING HILL, FL 34610-7923

Mortgage

Document Number	2024034679
Date	Mar 2, 2024
Instrument	2024034679

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0109671963
Date	Mar 2, 2024
Book Page	10967/1963
Instrument	2024034679

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	5 PENN CTR W STE 400, PITTSBURGH, PA 15276

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Oct 2, 2023
Property Address	19097 PEBBLE WOOD LN, SPRING HILL, FL 34610-7923
Document Number	0108940175
Book / Page	10894 / 175
Map Reference	MB 88 PG 48-52
Instrument Date	Sep 22, 2023
Instrument	2023173813
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$434.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 1, 1, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 19097 Pebble Wood Ln was $4,920 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,920.00 Homeowner's exemption	$314,331 Land $60,254 Building $254,077	$314,331 Land $60,254 Building $254,077
2023	$861.00 (+211.96%)	$44,117 (+15%) Land $44,117	$44,117 (+15%) Land $44,117
2022	$276.00	$17,647	$17,647 Land $17,647

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19097 Pebble Wood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19097 Pebble Wood Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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