19082 Pebble Wood Ln, Spring Hill, FL 34610 Property Records

Pasco County property record for 19082 Pebble Wood Ln, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 2024
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$364,300 (Feb 2025)
Tax Bill	$5,592 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Jul 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-25-18-0010-00000-0080`

Property Details

APN / Parcel Number

Primary APN	`10-25-18-0010-00000-0080`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,866 sqft Living Area
Gross Area	2,532 sqft
Upper Floors Area	864 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Area	506 sqft
Driveway	Driveway
Driveway Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	19082 PEBBLE WOOD LN
City	SPRING HILL
State	FL
Zip	34610-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0RMH
Legal Description	CONNER CROSSING PB 88 PG 48 LOT 8
Legal Lot Number	8
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1065
Census Tract	31901

Owner

19082 Pebble Wood Ln is owned and occupied by an individual who bought it in February 2025.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Mailing Address	19082 PEBBLE WOOD LN, SPRING HILL, FL 34610-7922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2025	Special Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 9, 2024	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2025 · Amount on File
Deed Sale	Feb 6, 2025 · Amount on File
Prior Sale	Jul 9, 2024 · Amount on File
Deed Document Number	2025023185
Deed Book / Page	11154 / 2931
Record Updated	Jun 8, 2026

February 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Feb 6, 2025
Property Address	19082 PEBBLE WOOD LN, SPRING HILL, FL 34610-7922
Document Number	0111542931
Book / Page	11154 / 2931
Map Reference	MB 88 PG 48-52
Instrument Date	Jan 30, 2025
Instrument	2025023185
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,550.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19082 PEBBLE WOOD LN, SPRING HILL, FL 34610-7922

Mortgage

Document Number	2025023186
Date	Feb 6, 2025
Instrument	2025023186

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2055

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jul 9, 2024
Property Address	19082 PEBBLE WOOD LN, SPRING HILL, FL 34610-7922
Document Number	0110422346
Book / Page	11042 / 2346
Map Reference	MB 88 PG 48-52
Instrument Date	Jul 1, 2024
Instrument	2024120000
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$444.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 1, 1, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 19082 Pebble Wood Ln was $5,592.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,592.00	$313,171 Land $58,652 Building $254,519	$313,171 Land $58,652 Building $254,519
2023	$859.00 (+211.23%)	$44,000 (+15%) Land $44,000	$44,000 (+15%) Land $44,000
2022	$276.00	$17,600	$17,600 Land $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19082 Pebble Wood Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19082 Pebble Wood Ln is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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