1909 Winchester Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1909 Winchester Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,516 sqft · built 1964
Lot Size	0.169 acres (7,367 sqft)
Owner	Individual Name on Record
Tax Bill	$5,438 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-258-005`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-258-005`

Interior

Full Baths	2 Baths
Building Area	1,516 sqft Building Perimeter
1st Floor Area	1,516 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Level
Exterior Material	Stucco
Roof Material	Other
Lot Area	7,367 sqft (0.169 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	80 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1909 WINCHESTER DR
City	CHAMPAIGN
State	IL
Zip	61821-5808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 179 SOUTHWOOD 4TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 4TH SUB
Legal Lot Number	179
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2004
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1909 WINCHESTER DR, CHAMPAIGN, IL 61821-5808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Sep 7, 2018	Loan Modification, Mortgage · Conventional Mortgage BUSEY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1909 WINCHESTER DR, CHAMPAIGN, IL 61821-5808
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 WINCHESTER DR, CHAMPAIGN, IL 61821-5808

Mortgage

Document Number	0000003327
Date	Mar 19, 2024
Instrument	2024R03327

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.25%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	1909 WINCHESTER DR, CHAMPAIGN, IL 61821-5808
Document Number	0000016185
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 WINCHESTER DR CHAMPAIGN IL 618215808, CHAMPAIGN, IL 61821-5808

Mortgage

Document Number	0000016185
Date	Sep 17, 2018
Instrument	16185

Lender

Name	BUSEY BK
Type	Bank
Address	URBANA, IL 61801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$76,710 (+33.55%) Land $20,790 Building $55,920	$230,130 (+33.55%) Land $62,370 Building $167,760
2024	$5,438.00 (+14.97%)
2022	$4,730.00 Homeowner's exemption	$57,440 Land $15,570 Building $41,870	$172,320 Land $46,710 Building $125,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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