1908 Winchester Dr, Champaign, IL 61821 Property Records

Champaign County property record for 1908 Winchester Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,568 sqft · built 1964
Lot Size	0.236 acres (10,289 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Jul 2022)
Tax Bill	$3,782 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-22-260-001`

Property Details

APN / Parcel Number

Primary APN	`45-20-22-260-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Building Perimeter
1st Floor Area	1,568 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	10,289 sqft (0.236 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1908 WINCHESTER DR
City	CHAMPAIGN
State	IL
Zip	61821-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 148 SOUTHWOOD 4TH SUB
Legal Range	08E
Legal Township	19N
Legal Section	22
Legal Subdivision	SOUTHWOOD 4TH SUB
Legal Lot Number	148
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2010
Census Tract	1203

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 WINCHESTER DR, CHAMPAIGN, IL 61821-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 3, 2021	Deed of Trust, Mortgage · Line of Credit MARINE BANK SPRINGFIELD
Dec 23, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	202214024
Prior Transfer Date	Mar 16, 2005
Prior Transfer Doc	0000007355
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 29, 2022
Property Address	1908 WINCHESTER DR, CHAMPAIGN, IL 61821-5806
Document Number	0000014024
Map Reference	MB O PG 2
Instrument Date	Jul 21, 2022
Instrument	2022R14024
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 MNCHESTER DR, CHAMPAIGN, IL 61821

Mortgage

Document Number	0000014025
Date	Jul 29, 2022
Instrument	2022R14025

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1908 WINCHESTER DR, CHAMPAIGN, IL 61821-5806
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010192
Date	May 3, 2021
Instrument	2021R10192

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 23, 2020
Property Address	1908 WINCHESTER DR, CHAMPAIGN, IL 61821-5806
Document Number	0000027228
Instrument Date	Dec 21, 2020
Instrument	27228
Transaction Type	Transfer
Record Updated	Mar 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4805 WESTBOROUGH DR CHAMPAIGN IL 618228316, CHAMPAIGN, IL 61822-8316

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,390 (+33.53%) Land $20,790 Building $34,600	$166,170 (+33.53%) Land $62,370 Building $103,800
2024	$3,782.00 (+15.94%)
2022	$3,262.00 Homeowner's exemption	$41,480 Land $15,570 Building $25,910	$124,440 Land $46,710 Building $77,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, Nextlink.

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