Lake County property record for 1909 Valley Ridge Loop, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,529 sqft · built 2005 |
| Lot Size | 0.265 acres (11,563 sqft) |
| Owner | Individual Name on File |
| Last Sale | $428,000 (Dec 2024) |
| Tax Bill | $1,917 (2024) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-22-26-1956-000-38100 |
| Primary APN | 20-22-26-1956-000-38100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,529 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,563 sqft (0.265 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 309 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3820057 |
|---|---|
| Street Address | 1909 VALLEY RIDGE LOOP |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 381 ORB 6448 PG 400 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 20 |
| Legal Subdivision | SKYRIDGE VALLEY |
| Legal Phase | 3 |
| Legal Tract | T-Y |
| Legal Lot Number | 381 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31320 |
Source: Lake County records · APN 20-22-26-1956-000-38100
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 19, 2024 · Amount on Record |
| Deed Sale | Dec 19, 2024 · Amount on Record |
| Prior Sale | Jan 19, 2005 · Amount on Record |
| Deed Document Number | 2024147807 |
| Deed Book / Page | 6448 / 400 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 1909 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291 |
| Document Number | 0050070178 |
| Book / Page | 005007 / 000178 |
| Instrument Date | Sep 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1909 VALLEY RIDGE LOOP CLERMONT FL 347115291, CLERMONT, FL 34711-5291 |
| Document Number | 0050070178 |
|---|---|
| Date | Oct 03, 2017 |
| Book Page | 005007/000178 |
| Instrument | 104580 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 02, 2032 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $373,170 (+150.53%) Land $100,000 Building $273,170 | $373,170 (+3.71%) Land $100,000 Building $273,170 | |
| 2024 | $1,917.00 (+2.57%) | ||
| 2023 | $1,869.00 (+3.66%) Homeowner's exemption | $148,950 (+2.99%) | $359,811 (+26.77%) Land $70,000 Building $289,811 |
| 2022 | $1,803.00 Homeowner's exemption | $144,620 | $283,827 Land $45,000 Building $238,827 |
Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T, Verizon.
Based on FCC filings for 391 locations within half a mile of this property.
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