1903 Valley Ridge Loop, Clermont, FL 34711 Property Records

Lake County property record for 1903 Valley Ridge Loop, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,119 sqft · built 2004
Lot Size	0.223 acres (9,690 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jan 2022)
Tax Bill	$5,803 (2024)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1956-000-38000`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1956-000-38000`
Alternative APNs	`262220195600038000` `3820056`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,119 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	2,119 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,690 sqft (0.223 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	80 sqft
Deck Area	616 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3820056
Street Address	1903 VALLEY RIDGE LOOP
City	CLERMONT
State	FL
Zip	34711-5291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYRIDGE VALLEY PHASE III PB 50 PG 39-41 LOT 380 ORB 5878 PG 1946
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	SKYRIDGE VALLEY PHASE III
Legal Tract	T-Y
Legal Lot Number	380
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1003
Census Tract	31320

Owner

Source: Lake County records · APN 20-22-26-1956-000-38000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1903 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2022 · Amount on Record
Deed Sale	Jan 14, 2022 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	20227849
Deed Book / Page	5878 / 1946
Prior Transfer Date	May 10, 2011
Prior Transfer Doc	0040322026
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 14, 2022
Property Address	1903 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291
Document Number	0058781946
Book / Page	5878 / 1946
Map Reference	MB 50 PG 39
Instrument Date	Dec 16, 2021
Instrument	2022007849
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	BROKERS TITLE/LEESBURG LLC, BROKERS TTL OF LEESBURG LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 VALLEY RIDGE LOOP, CLERMONT, FL 34711-5291

Mortgage

Document Number	0058781954
Date	Jan 14, 2022
Instrument	5878/1954

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,041 (-0.01%) Land $100,000 Building $239,041	$339,041 (-0.01%) Land $100,000 Building $239,041
2025		$339,077 (+4.77%) Land $100,000 Building $239,077	$339,077 (+4.77%) Land $100,000 Building $239,077
2024	$5,803.00 (+7.66%)
2023	$5,390.00 (+12.06%)	$323,648 (+17.1%)	$323,648 (+17.1%) Land $70,000 Building $253,648
2022	$4,810.00	$276,391	$276,391 Land $45,000 Building $231,391

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), as of September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690313201, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

Based on FCC filings for 391 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3354779, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.