St. Louis County property record for 1909 Jefferson St, Duluth, MN 55812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,562 sqft · built 1904 |
| Lot Size | 0.173 acres (7,544 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,600 (May 2010) |
| Tax Bill | $3,558 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1460-05340 |
| Primary APN | 010-1460-05340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,562 sqft Gross Area |
| 1st Floor Area | 886 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 7,544 sqft (0.173 acres) |
| Garage Area | 336 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 98 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 901083 |
|---|---|
| Street Address | 1909 JEFFERSON ST |
| City | DULUTH |
| State | MN |
| Zip | 55812-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0014 BLOCK:046 SERIAL # |
| Legal Subdivision | ENDION DIV OF DULUTH |
| Legal Block | 46 |
| Legal Lot Number | 14 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 JEFFERSON ST, DULUTH, MN 55812-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2010 · Amount on File |
| Deed Sale | May 28, 2010 · Amount on File |
| Prior Sale | Jan 20, 2010 · Amount on File |
| Deed Document Number | 20101135720 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1909 JEFFERSON ST, DULUTH, MN 55812-2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1909 JEFFERSON ST, DULUTH, MN 55812-2021 |
| Document Number | 0001459888 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 1459888 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,558.00 (+9.48%) Homeowner's exemption | ||
| 2025 | $3,250.00 (+6.42%) Homeowner's exemption | $285,800 (+11.16%) Land $26,700 Building $259,100 | $285,800 (+11.16%) Land $26,700 Building $259,100 |
| 2024 | $3,054.00 | $257,100 (+19.08%) Land $26,100 Building $231,000 | $257,100 (+19.08%) Land $26,100 Building $231,000 |
| 2022 | $215,900 Land $29,000 Building $186,900 | $215,900 Land $29,000 Building $186,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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