1907 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 1907 Jefferson St, Duluth, MN 55812

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 1,617 sqft · built 1891
Lot Size	0.086 acres (3,772 sqft)
Owner	Company Name on Record
Last Sale	$108,251 (Dec 2016)
Tax Bill	$2,990 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-05350`

Property Details

APN / Parcel Number

Primary APN	`010-1460-05350`
Alternative APN	`1085952`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,617 sqft Gross Area
1st Floor Area	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1891
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	3,772 sqft (0.086 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	82 sqft
Deck Area	15 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1085952
Street Address	1907 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2021
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	E 1/2 SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	46
Legal Lot Number	15
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3001
Census Tract	1400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1720 W SUPERIOR ST, DULUTH, MN 55806-2137
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage FRANDSEN BANK & TRUST
May 26, 2021	Deed of Trust, Mortgage · Line of Credit FOG CITY PROPERTIES LLC
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANDSEN BANK & TRUST
Jan 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2016 · Amount on Record
Deed Sale	Dec 16, 2016 · Amount on Record
Prior Sale	Apr 11, 2005 · Amount on Record
Deed Document Number	20161300286
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1907 JEFFERSON ST, DULUTH, MN 55812-2021
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001418996
Date	Jul 14, 2021
Instrument	1418996

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1907 JEFFERSON ST, DULUTH, MN 55812-2021
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001415033
Date	May 26, 2021
Instrument	1415033

Lender

Name	FOG CITY PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1907 JEFFERSON ST, DULUTH, MN 55812-2021
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001041144
Date	May 24, 2021
Instrument	1041144

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 17, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1907 JEFFERSON ST, DULUTH, MN 55812-2021
Document Number	0001349591
Instrument Date	Jan 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 15, 2019
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1732 LONDON RD DULUTH MN 558122033, DULUTH, MN 55812-2033

Mortgage

Document Number	0001349591
Date	Feb 6, 2019
Instrument	1349591

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55816-0450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 5, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,990.00 (+8.89%)
2025	$2,746.00 (+9.05%)	$181,200 (+11.44%) Land $13,900 Building $167,300	$181,200 (+11.44%) Land $13,900 Building $167,300
2024	$2,518.00	$162,600 (+19.82%) Land $13,600 Building $149,000	$162,600 (+19.82%) Land $13,600 Building $149,000
2022		$135,700 Land $15,100 Building $120,600	$135,700 Land $15,100 Building $120,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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