Frederick County property record for 1909 Harpers Ct, Frederick, MD 21702
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,960 sqft · built 1998 |
| Lot Size | 0.048 acres (2,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (May 2024) |
| Tax Bill | $6,069 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-213435 |
| Primary APN | 02-213435 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 680 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,100 sqft (0.048 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 213435 |
|---|---|
| Street Address | 1909 HARPERS CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-3004 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 364 PLAT 3 SECT. 3A-2100 SQ. FT. NORTH CROSSING |
| Legal Subdivision | NORTH XING 03 SEC 03A |
| Legal Lot Number | 364 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 750701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1909 Harpers Ct, a townhouse, is owned and occupied by an individual who bought it in May 2024.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 21, 2022 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 8, 2017 | Grant Deed, Transfer · Conventional Mortgage WEI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2024 · Amount on File |
| Deed Sale | May 17, 2024 · Amount on File |
| Prior Sale | Sep 21, 2022 · Amount on File |
| Deed Book / Page | 16867 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VALLEY T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0151400137 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 15140/137 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MIDDLETOWN VALLEY T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0144710326 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 14471/326 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 21, 2022 |
| Property Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Document Number | 0161420471 |
| Book / Page | 16142 / 471 |
| Map Reference | MB 61 PG 90 |
| Instrument Date | Sep 8, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | EASTERN TITLE AND SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Document Number | 0016142480 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 16142/480 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 8, 2017 |
| Property Address | 1909 HARPERS CT, FREDERICK, MD 21702-3004 |
| Document Number | 0119670439 |
| Book / Page | 011967 / 000439 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2017 |
| Title Company | EMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3901 CATHEDRAL AVE NW #519 WASHINGTON DC 200165215, 519, WASHINGTON, DC 20016-5215 |
| Investor | Possibly a Property Investor |
| Document Number | 119670445 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 011967/000445 |
| Name | WEI MTG |
|---|---|
| Type | Mortgage Company |
| Address | MCLEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 7, 2037 |
The 2025 property tax bill for 1909 Harpers Ct was $6,069.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,133 | $392,000 Land $120,000 Building $272,000 | |
| 2025 | $6,069.00 | ||
| 2023 | $4,962.00 | $271,167 | $327,700 Land $95,000 Building $232,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1909 Harpers Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1909 Harpers Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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