1903 Harpers Ct, Frederick, MD 21702 Property Records

Frederick County property record for 1903 Harpers Ct, Frederick, MD 21702

Property Summary

Property TypeTownhouse
Details3 ba · 1,967 sqft · built 1998
Lot Size0.048 acres (2,099 sqft)
OwnerCompany Name on File
Last Sale$149,400 (Oct 2025)
Tax Bill$5,542 (2025)
Deeds & MortgagesNov 2025 Sale
Oct 2025 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN02-213400

Property Details

APN / Parcel Number

Primary APN02-213400
Alternative APNs
  • 2213400
  • 213400

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area1,967 sqft Living Area
Gross Area2,167 sqft
1st Floor Area687 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,099 sqft (0.048 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area100 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number213400
Street Address1903 HARPERS CT
CityFREDERICK
StateMD
Zip21702-3004
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 361 PLAT 3 SECT. 3A-2099 SQ. FT. NORTH CROSSING
Legal SubdivisionNORTH CROSSING
Legal Lot Number361
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1017
Census Tract750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1903 Harpers Ct, a townhouse, is owned by a company that bought it in October 2025.

Source: Frederick County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address10505 ORCHARD VALLEY DR, NORTH POTOMAC, MD 20878-4838
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2025Deed, Transfer
Oct 10, 2025Deed, Transfer
Mar 20, 2024Gift Deed, Transfer
Aug 8, 2017Grant Deed, Transfer · Conventional Mortgage
WEI MTG
May 9, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2025 · Amount on File
Deed SaleOct 10, 2025 · Amount on File
Prior SaleNov 22, 2016 · Amount on File
Deed Book / Page17553 / 106
Prior Transfer DateMar 8, 2024
Prior Transfer Doc0168010064
Record UpdatedSep 20, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateNov 7, 2025
Property Address1903 HARPERS CT, FREDERICK, MD 21702-3004
Document Number0175950432
Book / Page17595 / 432
Map ReferenceMB 61 PG 90
Instrument DateOct 30, 2025
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10505 ORCHARD VALLEY DR, NORTH POTOMAC, MD 20878-4838

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 10, 2025
Property Address1903 HARPERS CT, FREDERICK, MD 21702-3004
Document Number0175530106
Book / Page17553 / 106
Map ReferenceMB 61 PG 90
Instrument DateOct 7, 2025
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10505 ORCHARD VALLEY DR, NORTH POTOMAC, MD 20878-4838

March 2024: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionFREDERICK MD
Recording DateMar 20, 2024
Property Address1903 HARPERS CT, FREDERICK, MD 21702-3004
Document Number0168010064
Book / Page16801 / 64
Map ReferenceMB 61 PG 90
Instrument DateMar 8, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10505 ORCHARD VALLEY DR, NORTH POTOMAC, MD 20878-4838

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 8, 2017
Property Address1903 HARPERS CT, FREDERICK, MD 21702-3004
Document Number0119670439
Book / Page011967 / 000439
Instrument DateJul 28, 2017
Transaction TypeTransfer
Record UpdatedSep 8, 2017
Title CompanyEMERALD TITLE AND ESCROW INC, EMERALD TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$256.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3901 CATHEDRAL AVE NW #519 WASHINGTON DC 200165215, 519, WASHINGTON, DC 20016-5215
InvestorPossibly a Property Investor

Mortgage

Document Number119670445
DateAug 8, 2017
Book Page011967/000445
Lender
NameWEI MTG
TypeMortgage Company
AddressMCLEAN, VA 22102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 7, 2037

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address1903 HARPERS CT, FREDERICK, MD 21702-3004
Document Number0118500354
Book / Page011850 / 000354
Instrument DateMay 9, 2017
Transaction TypeMortgage
Record UpdatedJul 19, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1903 HARPERS CT FREDERICK MD 217023004, FREDERICK, MD 21702-3004

Mortgage

Document Number0118500354
DateJun 5, 2017
Book Page011850/000354
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 4, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1903 Harpers Ct was $5,542, up 8.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,500 (+6.59%)$357,900 (+19.78%) Land $120,000 Building $237,900
2025$5,542.00 (+8.71%)$298,800 Land $95,000 Building $203,800$298,800 Land $95,000 Building $203,800
2024$5,098.00 (+12.17%)
2023$4,545.00$247,933$298,800 Land $95,000 Building $203,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1903 Harpers Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1903 Harpers Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

Nearby Properties on Harpers Ct

Nearby Streets

Search Property Records by Address or Parcel Number