1909 Harding St, Clearwater, FL 33765 Property Records

Pinellas County property record for 1909 Harding St, Clearwater, FL 33765

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,135 sqft · built 1952
Lot Size	0.192 acres (8,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Mar 2016)
Tax Bill	$3,850 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-1829-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-1829-1`
Alternative APNs	`12-29-15-55782-024-0030` `152912557820240030` `R129764`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,135 sqft Heated Area
1st Floor Area	1,295 sqft
2nd Floor Area	840 sqft
Upper Floors Area	840 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,398 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	402 sqft
Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R129764
Old Parcel Number	152912557820240030
Street Address	1909 HARDING ST
City	CLEARWATER
State	FL
Zip	33765-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYMONT BLK 24, LOT 3
Legal Range	15
Legal Township	29
Legal Section	12
Legal Subdivision	MARYMONT
Legal Block	24
Legal Lot Number	3
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26602

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 HARDING ST, CLEARWATER, FL 33765-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jul 29, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2016 · Amount on Record
Deed Sale	Mar 3, 2016 · Amount on Record
Prior Sale	May 15, 1996 · Amount on Record
Deed Document Number	2016063582
Deed Book / Page	19105 / 451
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1909 HARDING ST, CLEARWATER, FL 33765-2430
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1909 HARDING ST, CLEARWATER, FL 33765-2430

Mortgage

Document Number	0213732603
Date	Feb 4, 2021
Book Page	21373/2603
Instrument	2021036284

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1909 HARDING ST, CLEARWATER, FL 33765-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0206300369
Date	Jul 29, 2019
Book Page	20630/0369
Instrument	2019237174

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,850.00 (+7.75%) Homeowner's exemption	$241,328 (+5.99%)	$499,754 (+15.76%) Land $129,897 Building $369,857
2023	$3,573.00 (+3.09%) Homeowner's exemption	$227,696 (+3%)	$431,705 (+28.03%) Land $147,859 Building $283,846
2022	$3,466.00 Homeowner's exemption	$221,064	$337,191 Land $112,371 Building $224,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, Verizon.

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