1900 Harding St, Clearwater, FL 33765 Property Records

Pinellas County property record for 1900 Harding St, Clearwater, FL 33765 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,032 sqft · built 1952
Lot Size	0.387 acres (16,880 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Oct 2025)
Tax Bill	$515 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-745-1826-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-745-1826-7`
Alternative APNs	`12-29-15-55782-023-0240` `152912557820230240` `R129761`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,032 sqft Heated Area
1st Floor Area	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,880 sqft (0.387 acres)
Lot Dimensions	135 ft deep x 65 ft wide
Porch	Enclosed Porch
Porch Area	265 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R129761
Old Parcel Number	152912557820230240
Street Address	1900 HARDING ST
City	CLEARWATER
State	FL
Zip	33765-2429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYMONT BLK 23, LOT 24 & THAT PART VAC BRANDON AVE (FKA WILSON AVE) ADJ ON W PER O.R. 4795/912
Legal Range	15
Legal Township	29
Legal Section	12
Legal Subdivision	MARYMONT
Legal Block	23
Legal Lot Number	24
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1007
Census Tract	26602

Owner

Source: Pinellas County records · APN C62-000-745-1826-7

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1900 HARDING ST, CLEARWATER, FL 33765-2429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	May 27, 2025 · Amount on Record
Deed Document Number	2025305316
Deed Book / Page	23341 / 500
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 28, 2025
Property Address	1900 HARDING ST, CLEARWATER, FL 33765-2429
Document Number	0233410500
Book / Page	23341 / 500
Map Reference	MB 14 PG 39
Instrument Date	Oct 22, 2025
Instrument	2025305316
Transaction Type	Transfer
Record Updated	Apr 02, 2026
Title Company	OPTIMAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	722 PRUITT DR, MADEIRA BEACH, FL 33708-3018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 HARDING ST, CLEARWATER, FL 33765-2429

Mortgage

Document Number	0023341505
Date	Oct 28, 2025
Instrument	23341/505

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$515.00 (+4.46%) Homeowner's exemption	$54,989 (+2.9%)	$245,529 (-2.8%) Land $143,076 Building $102,453
2024	$493.00 Homeowner's exemption	$53,439 (+3%)	$252,611 (+15.77%) Land $161,027 Building $91,584
2023	$493.00 (+1.23%) Homeowner's exemption	$51,883 (+3%)	$218,206 (+26.73%) Land $150,618 Building $67,588
2022	$487.00 Homeowner's exemption	$50,372	$172,180 Land $116,110 Building $56,070

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030266021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force 8 of 9 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.