Hamilton County property record for 1909 Gregory Ln, Cincinnati, OH 45206
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 2,170 sqft · built 1951 |
| Lot Size | 0.179 acres (7,797 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $682,244 (Nov 2025) |
| Tax Bill | $10,391 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Jul 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-0005-0021-00 |
| Primary APN | 053-0005-0021-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,170 sqft Living Area |
| Gross Area | 3,642 sqft |
| 1st Floor Area | 980 sqft |
| 2nd Floor Area | 1,190 sqft |
| Basement Area | 980 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,797 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1909 GREGORY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Description | GREGORY LN 65 X 120.44 LOT 3 ANNWOOD SUB |
| Legal Subdivision | ANNWOOD SUB |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4100 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 10, 2025 | Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TTL GUARANTY AGCY I |
| Jul 5, 2023 | Deed of Trust, Mortgage · Line of Credit GUARDIAN SAVINGS BANK |
| Oct 27, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Mar 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on Record |
| Deed Sale | Nov 10, 2025 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 202587567 |
| Deed Book / Page | 15540 / 1036 |
| Prior Transfer Date | Apr 20, 2011 |
| Prior Transfer Doc | 0000000084 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 10, 2025 |
| Property Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0000087567 |
| Book / Page | 15540 / 1036 |
| Map Reference | MB 43 PG 46 |
| Instrument Date | Nov 7, 2025 |
| Instrument | 2025-0087567 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TTL GUARANTY AGCY I |
| Amount | Amount Recorded |
|---|---|
| Tax | $682.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Investor | Possibly a Property Investor |
| Document Number | 0000045829 |
|---|---|
| Date | Jul 5, 2023 |
| Book Page | 14950/455 |
| Instrument | 2023-0045829 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 12, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 27, 2022 |
| Property Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0000101264 |
| Book / Page | 14782 / 1139 |
| Map Reference | MB 43 PG 46 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022-0101264 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000101265 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-0101265 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 5, 2019 |
| Property Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0000016405 |
| Book / Page | 13867 / 01828 |
| Map Reference | MB 3765 PG 403 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 2019-0016405 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1909 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016406 |
|---|---|
| Date | Mar 5, 2019 |
| Instrument | 2019-0016406 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,391.00 (+3.13%) | $168,806 (+%) Land $37,132 Building $131,674 | $482,300 (-) Land $106,090 Building $376,210 |
| 2024 | $10,076.00 (-2.2%) | $168,804 (-) Land $37,131 Building $131,673 | |
| 2023 | $10,303.00 (-3.85%) | $168,804 (+7.18%) Land $37,131 Building $131,673 | $482,300 (+7.18%) Land $106,090 Building $376,210 |
| 2022 | $10,716.00 Homeowner's exemption | $157,500 Land $33,138 Building $124,362 | |
| 2020 | $450,000 Land $94,680 Building $355,320 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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