Hamilton County property record for 1904 Gregory Ln, Cincinnati, OH 45206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 2,758 sqft · built 1976 |
| Lot Size | 0.217 acres (9,496 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $510,000 (Nov 2019) |
| Tax Bill | $12,473 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-0005-0033-00 |
| Primary APN | 053-0005-0033-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,758 sqft Living Area |
| 1st Floor Area | 2,758 sqft |
| Basement Area | 2,618 sqft |
| Finished Basement | 1,640 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 9,496 sqft (0.217 acres) |
| Lot Dimensions | 120 ft deep x 196 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1904 GREGORY LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANNWOOD AVE 70 X 120 IRR LOT 17 ANNWOOD SUB |
| Legal Subdivision | ANNWOOD SUB |
| Legal Lot Number | 17 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 4100 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Dec 7, 2020 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATI FED'L |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage CINCINNATI FED'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on Record |
| Deed Sale | Nov 25, 2019 · Amount on Record |
| Deed Document Number | 2019-0103855 |
| Deed Book / Page | 14051 / 00091 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049705 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 14670/1293 |
| Instrument | 2022-0049705 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0200128147 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 14309/2554 |
| Instrument | 2020-0128147 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | HILLIARD, OH 43026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 6, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0000077472 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1904 GREGORY LN CINCINNATI OH 452061434, CINCINNATI, OH 45206-1434 |
| Document Number | 0000077472 |
|---|---|
| Date | Aug 6, 2020 |
| Book Page | 014226/000008 |
| Instrument | 77472 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 5, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 25, 2019 |
| Property Address | 1904 GREGORY LN, CINCINNATI, OH 45206-1434 |
| Document Number | 0000103855 |
| Book / Page | 014051 / 000091 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 103855 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1904 GREGORY LN CINCINNATI OH 452061434, CINCINNATI, OH 45206-1434 |
| Document Number | 103857 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 014051/000112 |
| Instrument | 103857 |
| Name | CINCINNATI FED'L |
|---|---|
| Address | CINCINNATI, OH 45255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 24, 2034 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,473.00 (+3.13%) | $265,003 (-) Land $41,972 Building $223,031 | |
| 2024 | $12,095.00 (-2.21%) | $265,003 (-) Land $41,972 Building $223,031 | |
| 2023 | $12,368.00 (+2.66%) | $265,003 (+14.6%) Land $41,972 Building $223,031 | $757,150 (+14.6%) Land $119,920 Building $637,230 |
| 2022 | $12,048.00 Homeowner's exemption | $231,242 Land $37,461 Building $193,781 | |
| 2020 | $660,690 Land $107,030 Building $553,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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