1909 Flora Rd, Clearwater, FL 33755 Property Records

Pinellas County property record for 1909 Flora Rd, Clearwater, FL 33755

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,212 sqft · built 1956
Lot Size0.19 acres (8,307 sqft)
Owner2 Owner Names on Record
Last Sale$163,000 (Jan 2007)
Tax Bill$985 (2025)
Deeds & MortgagesSep 2019 Second Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-744-0524-2

Property Details

APN / Parcel Number

Primary APNC62-000-744-0524-2
Alternative APNs
  • 02-29-15-87732-000-0360
  • 152902877320000360
  • R13779

Interior

Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,212 sqft Heated Area
1st Floor Area1,212 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,307 sqft (0.19 acres)
Lot Dimensions104 ft deep x 82 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR13779
Old Parcel Number152902877320000360
Street Address1909 FLORA RD
CityCLEARWATER
StateFL
Zip33755-1517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HIGHLANDS UNIT 2 LOT 36
Legal Range15
Legal Township29
Legal Section02
Legal SubdivisionSUNSET HIGHLANDS UNIT 2
Legal Lot Number36
Legal Unit2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2007
Census Tract26300

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address1909 FLORA RD, CLEARWATER, FL 33755-1517
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2007 · Amount on Record
Deed SaleJan 30, 2007 · Amount on Record
Prior SaleFeb 5, 2004 · Amount on Record
Deed Document Number0156081032
Deed Book / Page15608 / 1032
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address1909 FLORA RD, CLEARWATER, FL 33755-1517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0206942249
DateSep 17, 2019
Book Page20694/2249
Instrument2019297559
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2029

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityClearwater City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$985.00 (+11.8%) Homeowner's exemption$93,305 (+5.99%)$242,752 (+17.85%) Land $139,951 Building $102,801
2023$881.00 (+5.38%) Homeowner's exemption$88,034 (+3%)$205,976 (-1.98%) Land $127,940 Building $78,036
2022$836.00 Homeowner's exemption$85,470$210,127 Land $144,600 Building $65,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims21 (1978–2024)
Claims Outside the SFHA9 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEARWATER WATER SYSTEM
serves 115,000 people · EPA ID FL6520336
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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