Pinellas County property record for 1904 Flora Rd, Clearwater, FL 33755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,358 sqft · built 1957 |
| Lot Size | 0.211 acres (9,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Sep 2020) |
| Tax Bill | $4,570 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-744-0501-0 |
| Primary APN | C62-000-744-0501-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 1,948 sqft |
| 1st Floor Area | 1,358 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,196 sqft (0.211 acres) |
| Lot Dimensions | 105 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 320 sqft |
| Patio Area | 128 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R13756 |
|---|---|
| Street Address | 1904 FLORA RD |
| City | CLEARWATER |
| State | FL |
| Zip | 33755-1516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HIGHLANDS UNIT 2 LOT 13 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 2 |
| Legal Subdivision | SUNSET HIGHLANDS UNIT 2 |
| Legal Tract | 87732 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 26300 |
1904 Flora Rd is owned and occupied by two individuals who bought it in September 2020.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1904 FLORA RD, CLEARWATER, FL 33755-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Sep 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Jan 27, 2010 · Amount on File |
| Deed Document Number | 2020270374 |
| Deed Book / Page | 21159 / 1158 |
| Prior Transfer Date | Jun 12, 2003 |
| Prior Transfer Doc | 0000260311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1904 FLORA RD, CLEARWATER, FL 33755-1516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0194882275 |
|---|---|
| Date | Jan 19, 2017 |
| Book Page | 19488/2275 |
| Instrument | 2017020184 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 10, 2020 |
| Property Address | 1904 FLORA RD, CLEARWATER, FL 33755-1516 |
| Document Number | 0211591158 |
| Book / Page | 21159 / 1158 |
| Map Reference | MB 41 PG 70 |
| Instrument Date | Sep 10, 2020 |
| Instrument | 2020270374 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | INDECOMM GLOBAL SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,065.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2249 RICHTER ST, 2249, DUNEDIN, FL 34698-9432 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2511 VENETIAN CT, BOYNTON BEACH, FL 33426-7463 |
| Document Number | 0211591159 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 21159/1159 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
The 2025 property tax bill for 1904 Flora Rd was $4,570 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Clearwater City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,570.00 Homeowner's exemption | $278,538 | $393,871 Land $147,737 Building $246,134 |
| 2023 | $4,250.00 (+2.98%) Homeowner's exemption | $262,804 (+3%) | $343,466 (+12.17%) Land $149,184 Building $194,282 |
| 2022 | $4,127.00 Homeowner's exemption | $255,150 | $306,214 Land $158,654 Building $147,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1904 Flora Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 21 (1978–2024) |
| Claims Outside the SFHA | 9 of 21 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1904 Flora Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEARWATER WATER SYSTEM serves 115,000 people · EPA ID FL6520336 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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