1909 E Coolspring Ave, Trail Creek (Michigan City), IN 46360 Property Records

LaPorte County property record for 1909 E Coolspring Ave, Trail Creek, IN 46360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1950
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,679 (2024)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-05-03-201-002.000-010`

Property Details

APN / Parcel Number

Primary APN	`46-05-03-201-002.000-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft

Exterior

Year Built	Built 1950
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	76,666 sqft (1.76 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	460503201002000010
Street Address	1909 E COOLSPRING AVE
City	TRAIL CREEK
State	IN
Zip	46360-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14-05-03-201-002 IN NW 1/4 NE 1/4 S3 T37 R4 1.76 A
Legal Range	04
Legal Township	37
Legal Section	03
Jurisdiction	LA PORTE IN
Township / Civil Division	COOLSPRING
Census Block Group	3
Census Block	3014
Census Tract	40600

Owner

Source: LaPorte County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1909 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2003
Deed Sale	Aug 28, 2003
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PORTE IN
Property Address	1909 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06281
Date	Apr 26, 2021
Instrument	2021R-06281

Lender

Name	MEMBERS ADVANTAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 16, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Coolspring Township
Municipality	Trail Creek Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$193,200 (+18.09%) Land $58,900 Building $134,300	$193,200 (+18.09%) Land $58,900 Building $134,300
2024	$1,679.00 (-2.04%)	$163,600 (+0.25%) Land $36,700 Building $126,900	$163,600 (+0.25%) Land $36,700 Building $126,900
2023	$1,714.00 (+18.7%)	$163,200 (+15.09%) Land $36,700 Building $126,500	$163,200 (+15.09%) Land $36,700 Building $126,500
2022	$1,444.00 Homeowner's exemption	$141,800 Land $36,700 Building $105,100	$141,800 Land $36,700 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Acme Communications.

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