1903 E Coolspring Ave, Trail Creek (Michigan City), IN 46360 Property Records

LaPorte County property record for 1903 E Coolspring Ave, Trail Creek, IN 46360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,154 sqft · built 1965
Lot Size	1.69 acres (73,616 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Dec 2024)
Tax Bill	$2,298 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-05-03-201-012.000-071`

Property Details

APN / Parcel Number

Primary APN	`46-05-03-201-012.000-071`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,154 sqft Living Area
Basement Area	1,154 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	460503201012000071
Street Address	1903 E COOLSPRING AVE
City	TRAIL CREEK
State	IN
Zip	46360-6405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15-05-03-201-012 FERRELL ACRES LOT 2 1.69 AC PER SURVEY
Legal Subdivision	FERRELL ACRES
Legal Lot Number	2
Jurisdiction	LA PORTE IN
Township / Civil Division	COOLSPRING
Census Block Group	3
Census Block	3014
Census Tract	40600

Owner

Source: LaPorte County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1903 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
Jun 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	2024R13439
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jun 24, 2021
Property Address	1903 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405
Document Number	2021R09799
Map Reference	IN 2005R-02642
Instrument Date	Jun 17, 2021
Instrument	2021R-09799
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405

Mortgage

Document Number	2021R09800
Date	Jun 24, 2021
Instrument	2021R-09800

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PORTE IN
Recording Date	Jun 7, 2017
Property Address	1903 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405
Document Number	2017R06771
Instrument Date	Jun 2, 2017
Instrument	2017R-06771
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1903 E COOLSPRING AVE, TRAIL CREEK, IN 46360-6405

Mortgage

Document Number	2017R06772
Date	Jun 7, 2017
Instrument	2017R-06772

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: LaPorte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	LaPorte County
County Subdivision	Coolspring Township
Municipality	Trail Creek Town
Unified School District	Michigan City Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$253,600 (+15.27%) Land $66,100 Building $187,500	$253,600 (+15.27%) Land $66,100 Building $187,500
2024	$2,298.00 (-1.54%)	$220,000 (-) Land $42,200 Building $177,800	$220,000 (-) Land $42,200 Building $177,800
2023	$2,334.00 (+15.37%)	$220,000 (+17.33%) Land $42,200 Building $177,800	$220,000 (+17.33%) Land $42,200 Building $177,800
2022	$2,023.00 Homeowner's exemption	$187,500 Land $42,200 Building $145,300	$187,500 Land $42,200 Building $145,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MICHIGAN CITY DEPARTMENT OF WATER WORKS serves 33,996 people · EPA ID IN5246020
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Acme Communications.

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